Credit Cards

Farmers & Merchants Bank can help give your business an advantage. Our Visa and Visa Classic programs can provide your business with a great cash management tool. The cards can be used to pay for everything from office supplies to airline tickets – giving your employees convenience and you more control.

If you want a credit card with No Annual Fee and a Low Interest Rate… look no further! Farmers & Merchants Bank offers several card choices, so we know we have the right one for you.  

  • Classic Visa
  • Visa Gold

Each card features the same great terms and the same worldwide buying power:

FEATURES:

  • No Annual Fee
  • Low Annual Percentage Rate
  • Low monthly payments
  • 15-Day Grace Period
  • Free Balance Transfers
  • Convenience Checks
  • Travel Accident Insurance*
  • Cash available through ATM (Cirrus) Network

VISA GOLD offers these additional benefits:

  • Toll-free travel reservation service
  • Bonus travel dividends
  • Auto rental discounts
  • Auto rental insurance*
  • Credit card registration
  • Key registration
  • Travel protection – lost luggage, hotel theft insurance*
  • Medical assistance
  • Vision care
  • Discount pharmacy
  • Personal shopper
  • Concierge service
  • Quarterly newsletter

If you have questions, call us at (540) 896-8941, stop by any branch, or e-mail us at info@farmersandmerchants.biz

Your commercial account officer will be glad to take your application!

Telephone Account Information:
During banking hours, call the Timberville headquarters of the bank at 540-896-8941 and we can give you information on your credit card account.
For 24-hour a day access to account information, call toll-free 1-800-423-7503 (this number is printed on the back of your credit card.

Lost Card

If your Farmers & Merchants credit card is lost or stolen, we want to know right away. The card will be de-activated so no one else can use it. This notification is a requirement for you to avoid liability for unauthorized use.

  • During regular banking hours, call any branch of our bank, or the Operations area in Timberville: 1-540-896-8941
  • After regular banking hours, call this toll-free number: 1-800-325-3678

*Insurance products are:

  • NOT A DEPOSIT
  • NOT FDIC-INSURED
  • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
  • NOT GUARANTEED BY THE BANK
  • MAY GO DOWN IN VALUE
205 S. Main St.     P.O. Box 1111     Timberville, VA 22853     (540) 896-8941