Online & Mobile Banking Scheduled Downtime: Due to system maintenance, online and mobile banking access will be intermittent between 7:00 pm September 23rd to 7:00 am September 25th. We apologize for any inconvenience! Planting Seeds for the Next 115 Years
This summer F&M Bank celebrated 115 years of serving the community, and you get the rewards!
Open a Free Business Checking or Local Promise Nonprofit Checking account and
receive an account bonus up to $460!*
Earn $115 back and get more!
- Open a free business checking account
- Have at least 15 debit card transactions settle
- Setup Bill Pay and pay at least five bills
- Enroll in Autobooks and send one invoice
Limited Time Offer! Get Started Today!
To qualify, simply use the promo code “115B” to open one of the below accounts online or at any F&M Bank location.
Free Business Checking
Ideal for Small Businesses
"Local Promise" for Nonprofits
Nonprofits, including churches and municipalities.
Free Business Checking
Ideal For  |
Small Businesses |
| Cost |
FREE |
| Transactions |
1,000 per month |
| Minimum Balance |
None |
| Interest Bearing |
No |
| Additional Account Benefits |
Online & Mobile Business Digital Banking
Free Visa Debit Card Free e-statements ($2 mailed statements) First OD waived Free consultation with an F&M Mortgage Advisor for your employees Free consultation with an F&M Financial Services Advisor for your employees |
| Business Digital Banking Features |
Online Bill Pay – Pay bills anytime, anywhere. Schedule one-time or recurring payments, view eBills, and more.
Account Transactions – view recent transactions and check images, download and export your data, or connect directly with QuickBooks. Transfer funds – Transfer funds between your accounts at F&M or to any bank in the U.S. Autobooks – Send a professional invoice with the same effort as sending a text and get paid — all in the same place. Online Statements & Notices – Review 7 years’ worth of business account statements, notices, and check images as soon as they’re available. |
Local Promise
| Ideal For |
Nonprofits, including churches and municipalities. |
| Cost |
FREE |
| Minimum Balance |
None |
| Interest Bearing |
Yes! See tiers. |
| Additional Account Benefits |
Online & Mobile Business Digital Banking
Free Visa Debit Card Free e-statements ($2 mailed statements) Free consultation with an F&M Mortgage Advisor for your employees Free consultation with an F&M Financial Services Advisor for your employees |
| Business Digital Banking Features |
Online Bill Pay – Pay bills anytime, anywhere. Schedule one-time or recurring payments, view eBills, and more.
Account Transactions – view recent transactions and check images, download and export your data, or connect directly with QuickBooks. Transfer funds – Transfer funds between your accounts at F&M or to any bank in the U.S. Autobooks – Send a professional invoice with the same effort as sending a text and get paid — all in the same place. Online Statements & Notices – Review 7 years’ worth of business account statements, notices, and check images as soon as they’re available. |
