Online Banking Alert

Online Banking and Internet Explorer alert
If you are using Internet Explorer Version 8, please be advised that you will not be able to access Online Banking after June 25, 2014. You can download a newer version free from Microsoft Updates.

If you are using Internet Explorer Version 8, please be advised that you will not be able to access Online Banking after June 25, 2014. You can download a newer version free from Microsoft Updates.

 

Heartbleed Vulnerability

Heartbleed Vulnerability
Farmers and Merchants Bank has reviewed our systems and confirmed with our software vendors that we are not currently a part of the Heartbleed Vulnerability being discussed in the media.

Farmers and Merchants Bank has reviewed our systems and confirmed with our software vendors that we are not currently a part of the Heartbleed Vulnerability being discussed in the media.  Our bank and its software providers do not use the Open SSL servers that have been compromised. While our customers do not need to take action due to this event, we do encourage safe online practices, such as changing passwords to online banking websites often.  F&M requires at least an annual password change but encourage customers to be proactive and change more often.  We also encourage customers to use separate passwords for each different website that you login to.  At a minimum do not use the same login password for their financial information such as online banking and investment websites as they do for other websites.  For more tips for safe online banking, click here.

 

New Loan Production Offices

Loan offices in Augusta County
On October 1, 2012, F&M Bank opened a loan production office in Fishersville, VA. This office is currently staffed with a Business Development/Commercial Loan Officer. Future plans include hiring one or more Mortgage Lenders in cooperation with our affiliate VBS Mortgage. Dean Withers, President and CEO, commented “We’re excited to be expanding further into the Augusta County market. We previously only provided limited services to Augusta County through our courier service and the proximity of our branch office in Bridgewater, VA, which served portions of northern Augusta County. Fishersville is a vibrant and growing market within Augusta County and offers wonderful growth opportunities for our bank.”

On October 1, 2012, F&M Bank opened a loan production office in Fishersville, VA. This office is currently staffed with a Business Development/Commercial Loan Officer. Future plans include hiring one or more Mortgage Lenders in cooperation with our affiliate VBS Mortgage. Dean Withers, President and CEO, commented “We’re excited to be expanding further into the Augusta County market. We previously only provided limited services to Augusta County through our courier service and the proximity of our branch office in Bridgewater, VA, which served portions of northern Augusta County. Fishersville is a vibrant and growing market within Augusta County and offers wonderful growth opportunities for our bank.” 

On September 25, 2012, F&M Bank began operations of a loan production office in Penn Laird, VA which specializes in providing automobile financing through a network of automobile dealers. Dean Withers stated “We are fortunate to staff our new Dealer Finance Division with three officers that have extensive experience in Dealer Finance. This office is serving the automobile finance needs for customers of dealers throughout the existing geographic footprint of F&M Bank. Approximately thirty dealers have signed contracts with us to originate loans on behalf of F&M Bank. We will also continue to seek opportunities to add more dealers to our network.”

 

Finally, Withers noted, “We’re gratified by the reception we are already receiving from the automobile dealers and commercial customers in these two new markets for F&M Bank. It is an exciting time for us as we continue to grow and expand on the community banking foundation that was first started by a group of enterprising farmers and merchants over 100 years ago.”

F&M Announces New ATMs in Rite-Aid Pharmacies

F&M Announces New ATMs in Rite-Aid Pharmacies
F&M Announces New ATMs in Rite-Aid Pharmacies

As of November 1, 2013, we offer you new ATM locations in Staunton, Stuarts Draft, Verona, and Waynesboro. As an account holder, you can use ATMs in Rite-Aid Pharmacies throughout Virginia, surcharge-free!

 

 

2014 Shred Days at F&M Branches

2014 Shred Days at F&M Branches

Let us help you stay protected from identity theft by safely disposing of personal documents at
Your Community Bank’s Free Shred Day

Port Road April 12 9:30am – noon + Food Bank donations accepted
Luray April 26 9:00am-12:00pm + Customer Appreciation Day
Edinburg May 10 9:00am – noon. May 9th is Customer Appreciation Day!
Bridgewater May 16 3:00pm – 5:00pm + Food Bank donations accepted
Timberville June 6 3:00pm-5:00pm + Customer Appreciation Day
Crossroads June 20 3:00pm-5:00pm + Customer Appreciation Day
Woodstock September 27 9:00am – noon + Customer Appreciation Day
Broadway October 18 9:30am – 11:30am + Kids’ Day events starting at 12:30!
Elkton September 19 3:00pm-5:30pm + Kids’ Day events!

 

We Love Our Local Heroes

We Love Our Local Heroes
Farmers & Merchants Bank and VBS Mortgage are proud to offer our nation’s local heroes special products and services in honor of serving our country.

Farmers & Merchants Bank and VBS Mortgage are proud to offer our nation’s local heroes special products and services in honor of serving our country.

 

 

We invite currently enlisted individuals, veterans, and fire and rescue employees to take advantage of these banking discounts.

Looking for a new home purchase or refinance options? Check out these great loan offers from our affiliate, VBS Mortgage.

 

F&M Bank Ranked Among Top Performing U.S. Banks

F&M Bank Ranked Among Top Performing U.S. Banks
American Banker recently announced the Top 200 performing banks in the country with assets of $2 Billion or less. F&M Bank ranked at #81 in the U.S. and #8 in Virginia. The ranking is based on 3 year Return on Average Equity. Read the complete article on americanbanker.com.

 

 

 

 

 

American Banker recently announced the Top 200 performing banks in the country with assets of $2 Billion or less. F&M Bank ranked at #81 in the U.S. and #8 in Virginia. The ranking is based on 3 year Return on Average Equity. Read the complete article on americanbanker.com.

2015 Calendar Photo Contest is Now Open!

Each year Farmers & Merchants Bank holds our annual contest for amateur photographers to showcase the natural beauty of Rockingham, Shenandoah, Page, and Augusta counties during all seasons of the year. Over 169 local photos were entered in the contest during 2013, and it was quite a task to pick a grand prize winner and 12 monthly winners.

 

 

 

Each year Farmers & Merchants Bank holds our annual contest for amateur photographers to showcase the natural beauty of Rockingham, Shenandoah, Page, and Augusta counties during all seasons of the year and the 2015 Calendar Photo Contest is now open! Start snapping local scenery if you haven’t already and download an entry form here by the deadline of August 1, 2014. You can view the 2014 winners on our website, as they appear on our Facebook page each month as the cover photo, or by picking up a calendar from a nearby branch.

 

 

Broadway HS Senior wins Regional Scholarship

Broadway HS Senior wins Regional Scholarship

Congratulations to senior Maddie White of Broadway High School, who participated in Bank Day at our Timberville branch and whose essay was chosen as the regional winner of a $2,000 scholarship from Virginia Bankers Association!

 

 

 

 














Maddie White pictured with Aaron Green from F&M Bank

The third Tuesday in March was declared Bank Day in Virginia by the Virginia General Assembly in 1991. On this day, Virginia high school seniors spend a day in banks across the Commonwealth shadowing a banker in their daily duties. The purpose of this experience is for the students to learn about banking, financial services, and the vital role banks play in their communities.

From their experience, the students are required to write an essay, and seven scholarships (six regional and one statewide) are awarded on the basis of the essays.

 

BHS students complete EverFi’s My Money, My Future online program

BHS students complete EverFi’s My Money, My Future online program

Congratulations to the students of Ms. Collins’ Sports Marketing class at Broadway High School, who just completed the EverFi My Money, My Future online program. 

 

 

Here, in May 2014, the class poses with Farmers & Merchants Bank Broadway Branch Manager, Chris Gunter (far right).