Short-Term Saving Tips for Summer Vacation

With summer drawing closer, your vacation may arrive before you’ve got the money to pay for it. But there are some quick changes you can make now to save or raise money for your trip. Consider these tips:

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Best Ways to Use a Tax Refund

Over the past few years, the average federal tax refund has come to about $3,000. That's not exactly chump change. With the filing deadline approaching, it's not too early to begin thinking about how you'll use a refund this year. Here are five pointers to keep in mind.

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Smart Money: Best Moves for 20-Something Investors

When it comes to investing early in life, you likely have two things on your side: time and flexibility. Although a 2015 survey found that most millennials don't think they'll have enough money saved for retirement, investing is one way to help build wealth for the future. Here are some of the best investments you can make in your 20s.

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2017 F&M Bank Shred Days

Identity Theft is the fastest-growing crime in the United States, affecting millions of Americans annually. It can happen to anyone—regardless of how careful you are, regardless of your age and income, and regardless of where you live. Restoring your identity on your own can be time-consuming and stressful. After a while, some people give up, potentially leaving them stuck with ruined credit, fraudulent bills, and even criminal records. Don't wait until you're a victim to take action.

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Empowering young people with a foundation of financial understanding

In our growing financially complex world, it is crucial to empower young people with a foundation of financial understanding and capability. We are proud to have brought EverFi financial education to over 4,600 students in 12 local schools in the 2015-2016 school year. We are equipping students with critical money skills needed for a sound financial future.

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