Where could your home take you?

You have options with an F&M Bank Home Equity Line of Credit!
 
Take advantage of a 12 month fixed rate of 3.49% + closing   costs* or a Variable Prime Rate + .24% for life of the loan + no closing costs*
 
*After initial 12 months the rate changes to Wall Street Journal Prime Rate + .24% variable. Maximum Annual Percentage Rate is 16%. Offer valid for primary residences only. Qualifications apply. **For new loans of $25,000 or more, F&M Bank will pay closing costs including the first property/collateral valuation (up to $500) obtained by the Bank. Total closing costs generally range from $150 to $900. Prepayment penalty if closed in the first 24 months. Variable rate tied to Wall Street Journal Prime Rate. Maximum Annual Percentage Rate is 16%. Offer valid for primary residences only. Qualifications apply.
 






Looking for a CD Instead? Check out our current special rates on a 33 month CD or a 30 month CD with one penalty free withdrawal after 15 months!

* This is a variable-interest-rate loan tied to Wall Street Journal Prime Rate as posted in the Wall Street Journal. The Maximum Annual Percentage Rate is 16%. Offer is valid for primary residences only.

** For new loans of $25,000 or more, F&M Bank will pay closing costs including the first property/collateral valuation (up to $500) obtained by the Bank. Total closing costs generally range from $150 to $900. Prepayment penalty if closed in first 24 months.