At F&M Bank, we believe that community banking is the most responsive solution to meeting an individual's financial needs.  Always providing quality service to our customers is a number one priority.  Just see what our customers have to say... 

Jack Brown’s

Hear how your local community bank established a strategic partnership with a staple of downtown Harrisonburg (and beyond).

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Jim Laver

“F&M puts the customer first..."

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Mike Pugh

"I have never seen one as receptive and responsive to the needs of the community..."

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