At F&M Bank, we believe that community banking is the most responsive solution to meeting an individual's financial needs.  Always providing quality service to our customers is a number one priority.  Just see what our customers have to say... 

Gus Alvarez

“You feel your money is there, your investment is there, and your future is there..."

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Jim Laver

“F&M puts the customer first..."

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Franklin Root and Steven Tomasi of Countryside

"... they are flexible enough to understand our different needs, and they are able to address them with different products.”

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