ATM Upgrades

Our ATMs are there when you need them and we’ve realized that ours need a bit of an upgrade! We will be updating all of our branch ATMs for a better user experience this year to enable you to make loan payments, process deposits, view mini statements, and much more!

Why are we updating? 

We’ve been going for a world record with these machines, unfortunately, Guinness just found another machine was just found in a warehouse that’s older, so we decided to finally replace ours.

The ATMs are going to be able to take deposits (cash & check) once they get installed. Next year towards summer most likely they will start to be able to do a lot of other cool things like – email you a receipt, take loan payments, transfer funds to all your various accounts.

One of the cool things about these new ATMs is that you’ll be able to make deposits after the branch is closed and it will still get credited that day  – we’ll have more information on the time extension later this year.

During these upgrades, our mobile ATM will be available for use. 

F&M Bank ATM Upgrade

Upgraded Locations

Broadway Branch

Bridgewater Branch

Coffman’s Corner Branch

Crossroads Branch

Elkton Branch

Edinburg Branch

Timberville Branch

Timberville Headquarters

Woodstock Branch

Upcoming Upgrade Dates by Location:

Myers Corner & North Augusta Branches: Week of February 6th, 2023.

Waynesboro & Stuarts Draft Branches: Week of February 13th, 2023.

You’ll soon be able to

  • Select currency withdrawals of $10, $20, and $50 denominations.
  • Change your PIN.
  • Select Spanish as your preferred language experience.

Frequently Asked Questions (FAQs)

Q:  When will the new machines be installed?

A:  We anticipate having all the machines installed by end of February, 2023 as long as there aren’t any significant disruptions.

Q:  Will the ATMs accept check deposits?

A:  Yes

Q:  Will the ATMs accept cash deposits?

A:  Yes

Q:  Will the ATMs accept deposits after the branch has closed?

A:  Yes, the team that will work to install the machines needs to understand all the operational pieces needed in order to support this capability – we are working to identify the cutoff time and will update you when a decision has been made.

Q: What else will the ATMs do?

A: Initially, we will look to get these machines installed and running smoothly – next year we will expand their capabilities by connecting them into our Banking Core.

  • This will allow for things like:
  • Deposits to any account the customer has access to
  • Loan Payments (to possibly include Dealer payments)
  • Email Receipts
  • Mini Statements
  • and more…

Q:  What about the ATMs that aren’t at a branch?

A:   As noted – this is the first phase – we are working on determining the next phases and how we intend to address our other machines.  We likely won’t be making changes to those machines until this time next year at the earliest.  We’re focused on improving the capabilities of the branch machines first, because they are the ones that get the most use.

Check back for updates – last updated 2/02/2023