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1

Press Release: Daniel Scott joins Agricultural and Rural Programs Team

For Immediate Release | November 10, 2021 | Timberville, VA ‐‐ F&M Bank’s executive leadership is pleased to welcome Daniel Scott to its growing agricultural team. In spring 2021, Daniel joined the company as a Commercial Relationship Manager and recently assumed oversight of the organization’s southern agricultural market, which includes Augusta County and adjacent counties. […]

2

How to Open a New Account Online

ONLINE ACCOUNT OPENING  Open a browser and navigate to https://www.fmbankva.com/ If you are an F&M Bank customer with an online banking user ID and password, enter that information at the top right to login. If you need to enroll in online and mobile banking, choose Enroll in Online Banking directly beneath the login portal.   […]

3

How to Make a Loan Payment Online

Open a browser and navigate to https://www.fmbankva.com/ If you are an F&M Bank customer with an online banking user ID and password, enter that information at the top right to login. If you need to enroll in online and mobile banking, choose Enroll in Online Banking directly beneath the login portal. Enter your User ID […]

5

Guide to Navigating a Competitive Housing Market in the Shenandoah Valley

While Virginia’s housing market has cooled a bit recently, market conditions are still strong with relatively low inventory and rising prices. A hot real estate market is known as a “seller’s market,” where homeowners who list their properties have the upper hand in choosing from multiple bids and often get more than they listed the […]

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F & M Bank Corp. Announces Third Quarter Earnings and Dividend

F & M Bank Corp. Announces Third Quarter Earnings and Dividend | Press Release | 10/28/2021 TIMBERVILLE, VA / ACCESSWIRE / October 28, 2021 / F & M Bank Corp. (OTCQX:FMBM), parent company of Farmers & Merchants Bank today reported net income available to common shareholders of $2.2 million and diluted earnings per common share of $0.68 for […]

7

Types of Account Ownership

At F&M Bank, we seek to help you understand the different types of account ownership available to you. Ultimately, it is your sole responsibility to determine the full legal effect of maintaining the type of account ownership you choose. Please read below for the definitions of each account ownership option. INDIVIDUAL ACCOUNT An individual account […]

9

Cash Flow, Debt, & Refinancing for Virginia Small Business Owners

Are you wondering if you should refinance a small business loan? Many businesses experienced the unexpected last year, and now it’s time to get back on track or strengthen your existing operation. Small business debt consolidation or refinancing could be an important part of your strategy this year. In this article, we’ll explain how to […]