Entries by Holly Thorne

Top 10 Money Tips Every College Student Should Know

As college students head to campus this fall, money management should be on their personal syllabus. It’s important for college students to take control of their financial future by saving wherever and whenever they can. They should treat personal finance like a required college course and avoid unnecessary expenses now to reduce financial burden when […]

What Realtors In The Shenandoah Valley Need To Know About Title Insurance

Buying a home is one of the biggest decisions a person or couple can make. As a realtor, clients trust you to guide them through this important process. While potential buyers focus on the appearance of the kitchen, or whether there are enough bedrooms for the kids they hope to have, you work behind the […]

A Guide To Building Your Home In The Shenandoah Valley

Named after the river that traces its border, the Shenandoah Valley region of Virginia is also nestled between two mountain ranges: the Blue Ridge and Appalachians. Locals enjoy the simple pleasures and outdoor activities available in Shenandoah National Park. Overall, the Valley is a large area with many different kinds of people and places to […]

Five Ways to Tidy Up Your Personal Finances This Spring

Five Ways to Tidy Up Your Personal Finances This Spring When it comes to Spring cleaning, it’s time to start thinking outside the box. This spirit of renewal applies to more than just your closet! Spring is an ideal time to dust off your finances and tidy up your budget. Maybe your tax returns have […]

How Tax Reform Will Impact The Shenandoah Valley Housing Market

In this article, we cover some of the provisions of the new tax legislation according to their potentially positive or negative impacts on the housing market, followed by a discussion of what would happen to real estate in a high-inflation environment, and why that’s important. Taxes are one of the most influential factors on the […]

Best Apps for Money Management

With the proper tools, it’s never been easier to build your financial literacy, monitor daily transactions, and grow your accounts to meet short and long-term savings goals. Do you like to use technology to problem solve and create more efficiency in your life? If you said yes, then “fintech,” a term that describes the merging […]

Avoid ID Fraud this Tax Season

As tax season gets underway, F&M Bank is urging all customers to take extra precaution when filing their return to prevent their exposure to tax fraud. “Fraudsters are using very clever tactics to get a hold of your personal information and submit false tax claims,” said Dean Withers, CEO. “Consumers must be suspicious of any […]

How To Teach Kids About Money: A Comprehensive Guide

Explaining money to kids can feel challenging, especially if your own finances aren’t perfect. And it doesn’t help that many of our purchases are made online or with debit and credit cards at the store. Kids don’t see their parents budget and make purchases with cash and checks as much as they used to. However, […]