Built for Warrenton’s Businesses, Farms, and Families
A Virginia-based bank with over a century of steady growth, local decision-making, and the strength to support your business, your land, and your family for generations.
Why We’re Here
- We expand where relationships matter.
- Warrenton reflects the communities we serve best. Farmers. Business owners. Landowners. Builders of something long-term.
- We’ve been your neighbors since 1908. Now we’re here to build alongside you.
What Makes Us Different
- Local Decisions
Work directly with experienced lenders who understand this market and make decisions locally – not out-of-state. - Regional Strength
Access the capital and lending capacity to support larger, more complex needs without added layers. - Consistent Performance
A long track record of steady, disciplined growth. - Agricultural Roots
Founded to serve farmers and merchants and that focus continues today.
Meet Our Team

Lauren Buffum
Market Executive - Warrenton
F&M Bank
Bruce Lawson
SVP, Commercial Relationship Manager - Agriculture
F&M Bank
Neal Lineberry
SVP, Commercial Lending
F&M BankFor Businesses
- Manage cash flow
- Expand operations
- Simplify payments
- Business Banking Review
For Farms
- Equipment financing
- Land purchases
- Seasonal operating lines
- Ag Lending Consultation
For Families
- First home
- Saving for kids
- Managing everyday finances
Let’s Build Something Lasting
Connect with our Warrenton team to start a conversation about your goals and how we can support them.

