When your company partners with F&M Bank and F&M Bank Financial Services*, everyone wins.

F&M has partnered with Valley-based businesses to provide their employees savings and discounts. Participate in the Perks @Work program offered by your employer and you will receive special savings on local goods and services, plus unique benefits at F&M Bank. In return for the partnership, F&M brings customers to the door of participating businesses, supports the local economy, and keeps a few extra dollars in our customers' pockets. Interested in joining? Ask us how to get a custom Perks @Work key tag to show your membership.


Perks @Work Partners



Business Services

Siren Song Marketing Group 10% off marketing plan with a month-to-month contract or 20% off marketing plan with a 12 month contract.

Valley Handyman Services 10% off handyman services. Call George Drumheller at (540) 294-6119.

Spar Mine Storage LLC 10% off of unit price if customer pays for one year in advance. All 10x10 units, regularly $65/month, now priced at $50/month with purchase of two or more units, plus no security deposit! Call 540-435-7725 for more information.

Valley Inbound Marketing A free 20 minute marketing strategy consultation.


Agrodolce Italian Restaurant 10% off food purchase, excluding beverages.

Sal's Italian Bistro 10% off meal check, excluding alcoholic beverages.

Nu-Beginning Farm/The Store 10% off any one item (dining or store), excluding alcoholic beverages.

Retail & Specialty

Staunton Olive Oil Receive $1 off a green bottle purchase. Stop in to enjoy their full tasting room and browse the herbs, spices, gifts, and more!

Fort Valley Bob's Simple Man Country Store Enjoy a one-time 15% discount at this unique, web store that is locally owned and operated.


Mountain Valley Truck & Trailer, Inc. 10% discount on purchase of trailers and truck accessories.

Warehouse Auto Repair Oil and filter change - $24.95 - 5 quarts 5W-30 oil and standard filter. Some models may cost extra.

Health/Family/Pet Services

TenderCare Veterinary Services Free initial exam for a new client ($44.59 value). Call the Center at (540) 943-9080.

Body Essence Free skin evaluation and VISIA complexion analysis ($97 value); $40 for first chemical peel; and 10% off all peels and facial treatments after initial treatment. 

F&M Exclusives

100 F&M Bank Bonus Rewards points to use as you wish. You can buy a gift, save for a large purchase, or even donate to a charity.

Identity Theft Protection services. Take advantage of our top of the line identity theft protection, a secure online credential vault to store your information, and a dedicated ID theft professional, all free with your new Kasasa checking account.

Free safe deposit box for one year (subject to availability).

Free Financial Education Series We invite you to join us as we partner with EverFi, the nation’s leading education technology company delivering learning platforms in the financial literacy space. EverFi@Work™ focuses on the financial issues facing today’s consumer, from overdraft protection and insurance to mortgages, refinancing, and saving for college.

$500 off closing costs from our affiliate, VBS Mortgage! You must present Perks @Work key tag at loan application. Loan must close with our mortgage affiliate, VBS Mortgage. Cannot be combined with other offers. Expires one year after initial sign-on.

F&M Bank Financial Services 529 Employer Sponsored Plan - Contact a Financial Services Representative to schedule an appointment today!

First 50 Checks Free

Contact us to learn how to a Perks @Work member or sign up and promote your business.

Looking for more information? Send us an email about Perks @Work




*Certain 529 plans may offer tax benefits in your home state. 529 Plans (and 529 Employer Sponsored Plans) are sold by prospectus, and as such, sales charges cannot be discounted. Consult your tax advisor for more details.

INFINEX INVESTMENTS, INC. and Farmers & Merchants Bank are not affiliated.  Farmers & Merchants Financial Services, Inc. is a subsidiary of Farmers & Merchants Bank.

Securities and Insurance Products
Not Insured By FDIC or any Federal Government Agency May Lose Value  Not a Deposit of or Guaranteed by the Bank or any Bank Affiliate