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FOR IMMEDIATE RELEASE: Timberville, VA – ย F&M Bank Executive Vice President Takes the Helm as President of Virginia Mortgage Bankers Association – F&M Bank is excited to announce that Kevin Russell, Executive Vice President and President of F&M Mortgage, F&M Financial Services, and Title, has been appointed as the President of the Virginia Mortgage Bankers […]
Driving through the countryside of Shenandoah Valley, youโve probably passed many manufactured and modular homes without realizing that these homes were not traditionally-built. With improvements over quality and style over the years, this form of housing has become an increasingly popular alternative to traditional homes. In fact, last year there were more than 1,000 new […]
A successful investor maximizes gain and minimizes loss. Though there can be no guarantee that any investment strategy will be successful, and all investing involves risk, including the possible loss of principal, here are six basic principles that may help you invest more successfully. Long-term compounding can help your nest egg grow It’s the “rolling […]
Do you have a home renovation project on your to-do list? Whether you are preparing your home for sale or looking to improve your existing space, renovation financing can help you modernize your kitchen, update your bathroom, add an extra bedroom, and more. Renovation loans can also be obtained when you purchase a home that […]
If youโre reading this, youโre probably interested in modular homes. Maybe you already know you want to build one or youโre still in the information-gathering stage. Wherever you are in the process, we cover it all in this exhaustive guide. From the benefits of owning a modular home, to what the process looks like, how […]
Are you thinking of buying a home? If youโre a veteran or active military personnel, you may be eligible for a VA loan. And the great news is, for those who qualify, VA loans offer some of the most enticing and flexible benefits available. Whether youโve been researching this mortgage option for months or you […]
In this article, we cover some of the provisions of the new tax legislation according to their potentially positive or negative impacts on the housing market, followed by a discussion of what would happen to real estate in a high-inflation environment, and why thatโs important. Taxes are one of the most influential factors on the […]
Purchasing real estateโwhether for your home or other personal use or as an investmentโcomes with many complex tax implications. From property taxes youโll need to pay as part of your mortgage payment to understanding strategies to avoid capital gains on investment property, taxes can make a significant impact on your bottom line or monthly budget. […]
With the cost of homes up 10% since last year in Shenandoah County, and interest rates continuing to rise, many buyers are exploring options for reducing the compounding impact of high interest rates on already high home prices. Many are considering 2-1 buydown mortgages, where interest is prepaid, temporarily lowering your monthly payments, before […]
Your home is an investment in many ways, and once you accrue equity in your home, you have it at your disposal for financial uses. If youโve been wondering why apply for a HELOC, weโll walk you through what a HELOC is, all the things you can use it for, and how to make the […]
