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71

6 Ways to Save More Money in the New Year

Even if saving has never been your thing and money is tight, the coming of a new year is an opportunity to change old financial habits. Here are some ways to become a more efficient saver. 1. Budget Budgeting helps you organize your finances so you have money left over to save each month. It […]

72

How to Avoid the Busy Holiday Scamming Season

You're not the only one joyfully anticipating the holiday season. Cyber criminals are all aflutter, too, as they look forward to the killing they'll make ripping off innocent shoppers like you. Here are some of the most common ways these thieves operate, because awareness can help you avoid becoming yet another victim. Antisocial media Beware […]

73

Best Ways to Save at Thanksgiving

Thanksgiving is a time to gather with loved ones for a satisfying meal and kick off the holiday season. If you pay current prices for your menu items, though, you could blow a chunk of your holiday budget before you even get to the pumpkin pie. Use these tips to keep your Thanksgiving festive and […]

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8 Tips to Protect Your Identity

Protect Your Identity Identity theft continues to be one of the fastest growing crimes in the United States. In 2014, there were 12.7 million victims of identity fraud in the U.S., according to Javelin Strategy and Research. F&M Bank recommends following these tips to keep your information โ€“ and your money โ€“ safe. Identity theft […]

76

7 Ways to Spread Holiday Cheer Without Stretching Your Savings

The American Bankers’ Association (ABA) offers consumer spending tips for the holiday season December 11, 2014 The American Bankers’ Association (ABA) offers consumer spending tips for the holiday season With consumer sentiment the highest itโ€™s been since the recession, shoppers are expected to open their wallets a bit wider this year. Will holiday spending leave […]

77

Spring Clean Your Finances

Spring is a natural time to start planning for the upcoming year, whether you plan to buy a home, return to school, or simply map out your summer vacation. Just like you clean your house and switch out your wardrobe, now is the perfect time to clean up your finances, help you prepare for tax […]

78

Buy Now Pay Later vs. Layaway vs. Credit Card

There are more ways to pay for your purchases than ever before, and with the holidays approaching, you may be wondering which method of payment is the best for you to use for your seasonal shopping. New options on the horizon that allow you to pay out of time, like buy now, pay later, and […]