F&M Bank’s Certificates of Deposit (CD) Rates are on the rise!

  • 1.36% APY*
  • 1.96% APY with an F&M Bank consumer checking account.*
  • 33-month term

Or, choose the option of growing your savings without the worry of a penalty.

  • 1.36% APY**
  • 30-month term
  • One penalty-free withdrawal after 15 months

*Annual Percentage Yield.

* Offer valid for personal, consumer deposit accounts. Qualifications apply. At maturity, this CD will convert to a 30 month certificate. Subject to change.

**30 month certificate receives one penalty-free withdraw after 15 months. CDs with terms of 18 months or longer receive a .10% rate increase with accompanying checking account. Subject to change. At maturity, this CD will convert to a regular 24 month certificate.

Rates effective as of December 3, 2019 .

Here’s another option to earn a great return on your deposits. We now offer Kasasa Cash Checking, where you can earn 2.01% APY on balances up to $15,000! Click here to learn all about it.

Check out interest rates on other CDs available at Farmers & Merchants Bank. Find branch location information.

Have Questions? Get In Touch

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