F&M Bank Offers Competitive CD Rates
Watch your savings soar with an accompanying F&M checking account.
12 Month CD Special
Interest Rate  |
4.50% |
| Annual Percentage Yield (APY) |
4.58% |
| Minimum Deposit |
Average balance $1,000 |
12 Month CD Special with an Accompanying F&M Checking Account
| Interest Rate |
4.77% |
| Annual Percentage Yield (APY) |
4.86% |
| Minimum Deposit |
Average balance $1,000 |
| Interest Rate | Annual Percentage Yield (APY) | Minimum Deposit | |
|---|---|---|---|
| 12 Month CD Special | 4.50% | 4.58% | $1,000 |
| 12 Month CD Special with an Accompanying Checking Account | 4.77% | 4.86% | $1,000 |
You can view a complete list of CDs rates and specials!
Checking Account Options
Here’s another option to earn a great return on your deposits. We now offer F&M Cash Back Plus, where you can earn 1.00% APY on your daily balance!
Interested in learning more about our CDs? Contact any of our branch locations.
Annual Percentage Yield. The interest rate with an accompanying checking account is 4.75%. Money Market Savings Accounts do not qualify. Certificate of Deposit. 4.50% interest rate without an F&M Bank checking account receives an annual percentage yield of 4.58%. $1,000 minimum deposit is required. The stated APY is accurate as of 04/03/2023. Offer valid for personal, consumer deposit accounts. Subject to early withdrawal penalties.
