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Question: On a local level, what should business owners and entrepreneurs know about your market?
Banking in the Valley is extremely competitive, from local community banks to regional and national banks. What separates F&M from our competitors is the exceptional customer service that includes local decision making, quick response time, and industry experienced lenders.
Question: What economic trends are you watching or anticipating in the year ahead related to commercial lending?
With 2020 being an election year, I anticipate the current administration will encourage the Federal Reserve to continue to keep interest rates at historic lows to promote a growing economy. The current federal administration has helped local business owners and larger corporations to have a lessened tax burden which seems to be helping stimulate the local and national economy. I would anticipate low interest rates and conservative taxes to fuel economic growth in 2020.
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