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Welcome to F&M Bank's Mortgage Division

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Welcome to F&M Mortgage

F&M Mortgage has been offering full-service home mortgages to the Shenandoah Valley and beyond since 1999. Along with parent company F&M Bank, our professional mortgage advisors have loan options and mortgages to meet your residential and commercial lending needs. Serving the Shenandoah Valley and beyond, including VA, WV, MD, DE, PA, NC,  and FL.

Flexible lending options from a team of local lenders familiar with your community make F&M Mortgage the ideal lender for your home loans. In-house decision making simplifies the process and competitive rates get you the most for your money.  Get started now!

Our competitive rates allow you to plan for your future. Get started now!

Contact F&M Mortgage to make an appointment with an experienced advisor and get started now!

Meet Our Experienced Team

Established in 1999, F&M Mortgage has been serving the community for almost 20 years.

Recent Mortgage News

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Tax Considerations When Buying and Selling Real Estate

Purchasing real estate—whether for your home or other personal use or as an investment—comes with many complex tax implications. From property taxes…
mortgage president kevin russell

F&M Bank Executive Vice President Takes the Helm as President of Virginia Mortgage Bankers Association

FOR IMMEDIATE RELEASE: Timberville, VA -  F&M Bank Executive Vice President Takes the Helm as President of Virginia Mortgage Bankers Association -…
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Considering a 2-1 Buydown? Try an ARM Instead

  With the cost of homes up 10% since last year in Shenandoah County, and interest rates continuing to rise, many buyers are exploring options…

Have Questions? Get In Touch

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