Access Your Personal and Business accounts with Free Online Banking

  • View account information on Checking, Savings, Loans and CD's
  • Set yourself up for success. Save hundreds of dollars every year with Squirrel®, a Personal Financial Management tool
  • Transfer funds between Farmers & Merchants Bank accounts
  • Make loan payments
  • Access your account history for the past 60 days
  • View images of items in your account history (Deposit Accounts Only)
  • Pay bills electronically using the free PowerPay function
  • Save money with Statement Rewards discounts
  • Go Green! – sign up for e-statements
  • Download transactions into a spreadsheet or into supported accounting programs like Microsoft Money, Quicken, QuickBooks, and more!

online banking

After you enroll for Online Banking access to your bank accounts, you may begin using PowerPay bill payment service at any time just by setting up your first bill payment account. From that time, you may use the service any time you desire. You'll find online bill payment to be convenient, useful, and economical.

Learn more about the Features and Benefits of F&M's other web-based banking services.

Need access to your F&M Bank Visa credit card statements? Visit:

Check out our blog post of online banking tips by Bridgewater Assistant Manager, Jackie Burner.