Ray Burkholder Appointed to Board of Directors

F&M Bank congratulates Ray Burkholder on his appointment to the Board of Directors

November 5, 2015, Timberville, VA ‐‐ F&M Bank is pleased to announce that on October 27, 2015, Ray Burkholder was appointed as a new Director of F&M Bank and F&M Bank Corp to represent Augusta County. Ray has been serving on the Advisory Board in Augusta County since it was formed.

Ray Burkholder is an owner of Balzer and Associates, Inc., a planning, engineering, architecture and surveying firm serving various areas of Virginia. He is a graduate of Stuarts Draft High School and Virginia Tech. Currently, Ray resides in Staunton with his wife and three children. He is an active member of the community participating in various programs at Victory Worship Center, Rotary, sporting activities and other organizations.

With the appointment of Ray Burkholder to the Board of Directors, another impressive and unique skill set is added to the Board. We congratulate and welcome Ray to the F&M family.

About F&M Bank

F&M Bank serves the Shenandoah Valley with ten full-service branches, a network of ATMs, and a wide variety of financial services. Both individuals and businesses find the organization’s local decision-making, and up-to-date technology provide the kind of responsive, knowledgeable, and reliable service that only a progressive community bank can. Farmers & Merchants Bank has grown to over $600 million in assets — celebrating its most successful year in history in 2014 — and boasts over 160 full and part-time employees. Its conservative approach to finances and sound investments, along with excellent customer service, has made F&M Bank profitable and continues to pave the way for a bright future.