Tom Campbell

Tom Campbell

Assistant Vice President; Commercial Relationship Manager

Why F&M Bank?

Question: What do you enjoy most about being a lender for F&M?

Its involvement and support of our communities makes me proud to work at F&M Bank. I feel that we are a generational bank and have experienced this by making loans to second generations of families in my short time here. If we provide the best customer service we can every day, every time, then we can hopefully keep helping future generations of existing customers.

Question: Why should a local business choose F&M’s commercial lending services over a larger national bank?

Having local decision-making should differentiate us from larger banks. Knowing our customers on a personal and professional level should help strengthen and build our partnership.

Let’s Get to Know You:

Question: Where are you from, and what’s brought you to where you live/work now?

I was born and raised in the beautiful Shenandoah Valley and lived here all but a few years of my life. I have traveled to all but two states and overseas. In my opinion, there is no better place to live.

Question: What do you like best about the local community you serve?

The strong work ethic and values of my neighbors in the Shenandoah Valley make my job easier as we partner with them to realize their dreams.

Question: What are your hobbies and/or where do you volunteer?

I am a collector- tractors, coins and stamps are among my favorite collections. Other than serving with the Timberville Lions Club and my church, I also participate with the Brethren Disaster Ministries helping others recover from the life-changing effects of natural disasters. Lastly, I have served on the Economic Development Authority for Timberville since its creation in 2014.

Question: How long have you been working in the commercial real estate and lending industry?

Before coming to F&M Bank, I worked in the poultry industry for 20 years. I had never worked at a bank before but had deep roots and relationships in the Broadway-Timberville area. I have found that banking is based on relationships and have enjoyed my position since 2006.

Question: How has commercial real estate changed over that time?

In the Timberville-Broadway area, the commercial real estate market is mature and hasn’t experienced the rapid growth of our neighbors in Harrisonburg.

Question: What impact do you hope to make on the local community?

I hope to make it stronger in order to provide a vibrant, growing economy for our children and grandchildren to enjoy for many years to come.

Share Your Expertise:

Question: On a local level, what should business owners and entrepreneurs know about your market?

The work ethic of our neighbors and friends should provide excellent employees.  Our heritage tends to make us a little more conservative.

Question: What advice would you offer new business owners who are interested in obtaining or learning more about commercial lending?

Don’t be afraid to ask questions of your lender. Our decisions will always have your best interest in mind and your success is linked to ours. It’s our job to match your financial needs with the best product whether it’s a loan, checking account, etc. Trust that we will take care of your needs while balancing them with a fair return to our stockholders.

Member FDIC | Equal Opportunity Lender