Due to inclement weather, F&M Bank and F&M Mortgage are closed Wednesday, February 20, 2019. No courier service today. Travel safely! 
Yana Billet
Director of Sales, Systems Built Division
To access my secure online application please click the Apply Now button below and it will direct you to create an account and start your application.
That's My Bank
That's My Bank
"F&M Bank was the financial institution
to best handle our needs."
"F&M Bank heard our story and
believed in and supported our vision."
Corporate Office
P.O. Box 1111
Timberville, VA 22853
Get Directions
Office: 540-896-8941
NMLS# 414464
Routing# 051404419