As Seen in Forbes & Fortune: Banking Built Around Community

For more than a century, F&M Bank has believed community banking should feel personal, accessible, and rooted in the places we call home. That commitment continues to shape how we serve customers across Virginia today — and recently, it earned national recognition.

F&M Bank was featured in both Forbes and Fortune as part of statewide banking recognition programs highlighting institutions making a meaningful impact in the communities they serve.

While recognition is always appreciated, what matters most to us is what it represents.

For us, banking has never simply been about transactions. It’s about relationships built over time. It’s helping a first-time homebuyer feel confident. It’s supporting local businesses through growth and uncertainty. It’s showing up at county fairs, school events, nonprofit fundraisers, and community celebrations year after year.

Founded in 1908 and headquartered in the Shenandoah Valley, F&M Bank continues to grow while staying grounded in our values. Today, our footprint stretches along the I-81 and I-64 corridors from Warrenton to Waynesboro and beyond, but our approach remains the same. We believe customers deserve both modern banking technology and real local connection.

That balance — combining trusted local service with evolving digital tools — is part of what continues to set community banking apart.

At F&M, we’re proud to support individuals, families, businesses, farmers, and organizations that help our region thrive. Through volunteerism, sponsorships, financial education, charitable giving, and local partnerships, we remain committed to strengthening the communities we share.

Being recognized by publications like Forbes and Fortune is an honor, but our greatest measure of success will always be the trust our customers place in us every day.

To our customers, employees, and communities — thank you for being part of our story.