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F&M Bank
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Cash Back Plus

This high-powered checking account rewards you in three ways. 

Earn money for everyday debit card use. Enjoy ATM fee rebates. Plus, collect interest on your account balance. Put it all together, and Cash Back Plus puts your finances in a better place.

Enjoy all these money-making benefits for no monthly fee.

 
Enjoy cash-back without the extra effort. At F&M Bank, you can waive the $14.95 monthly fee for Cash-Back Plus by completing just one of the following:

  • Set up and maintain direct deposit into your Cash Back Plus Checking Account
  • Maintain a minimum daily balance of at least $5,000
  • Maintain an F&M Savings Account, Money Market Account, or Christmas Club account as the primary accountholder 
  • Maintain a personal loan or Home Equity Line of Credit with F&M Bank as the primary borrower








$10 minimum deposit to open

Earn 1.00% APY on your daily account balance

Earn up to $10 cash back*

ATM Access**

Free Online Banking and Electronic Bill Pay

Free Mobile Banking and Mobile Check Deposit

Free e-Statements ($2 mailed statements)

Free consultation with an F&M Mortgage Advisor

Free consultation with an F&M Financial Services Advisor









Disclosure
*Earn up to $10 cash back Each month with $1 back for every $200 spent using your F&M Bank Visa® Rewards Debit Card. One free debit card is issued per year.
**ATM Access in Shenandoah Valley, Virginia, and nationwide, with ATM fee refunds up to $18 per month.











iOS and Android Users

Download the F&M Bank app on your mobile device.