Identity Theft Protection
Identity theft is consistently the number one complaint to the Federal Trade Commission. Rampant data breaches, affecting millions upon millions of records, are putting consumers at great risk of identity theft.
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F&M Bank 
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Financial Education
Tools, resources and articles to help you make confident decisions, whether you're managing day-to-day or planning for what's ahead.
10/10/2025
Financial Tools
11/13/2025
Financial Tools
Safe Banking for Seniors
Our bank is participating in the American Bankers Association Foundation’s Safe Banking for Seniors campaign in a nationwide effort to help older customers and their financial caregivers understand the risks of fraud and financial abuse and how to protect themselves and their loved ones.
08/22/2022
Financial Tools
Consumer Protection Information
The FDIC provides a directory of free consumer protection information so you can be well informed.
02/06/2026
Financial Tools
02/10/2026
Consumer Alerts
Wisdom comes from experience so opening a kids bank account early in your child’s life gets him or her on the right path to smart financial planning.
02/13/2026
Consumer Alerts
Consumer Guides
Federal Trade Commission – Free credit reports
OnGuard Online – Technology advice to keep your computer and your information safe
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