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From Our Blog

Tips for living your best financial future.

BUDGETING
Protecting Your Identity During Summer Travel While identity theft at any time is a...
Person using tap to pay
Business & Ag Insights
Most business owners don't spend much time thinking about payment processing and tha...
Uncategorized
Every business has a different story, but the strongest ones often have a few things...
News & Updates
Warrenton, VA — F&M Bank is proud to announce the addition of Bruce Lawson as Senio...
BUDGETING
Talking to you kids about anything these days can be a challenge. With so much infor...
Man using a laptop with F&M Bank website on screen.
Money & Everyday Banking
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News & Updates
F&M Bank is excited to announce its upcoming expansion into Warrenton, marking a new...
News & Updates
For more than a century, F&M Bank has believed community banking should feel person...
Celero Blog header
Business & Ag Insights
Running a small business means wearing a lot of hats and getting paid shouldn’t be ...
News & Updates
Warrenton, VA — F&M Bank is pleased to announce the addition of Lauren Buffum as Ma...
image of modular home
Borrowing & Lending
Updated: April 2026   If you’re exploring homeownership options in today’s market, ...
Community & Stories
From rolling vineyard views to tucked-away taprooms, the Shenandoah Valley and surro...
Money & Everyday Banking
At F&M Bank, we seek to help you understand the different types of account ownershi...
Money & Everyday Banking
When it comes to making a purchase, you have more payment options than ever before....
News & Updates
F&M Bank Highlights Financial Advisor Brent Loope Serving Augusta County Clients Au...
Business & Ag Insights
The U.S. Farm Bill in 2026: What Farmers Need to Know Right Now The U.S. Farm Bill ...
News & Updates
FOR IMMEDIATE RELEASE F&M Bank Welcomes Neal Lineberry as Senior Vice President of ...
Child around chickens.
Business & Ag Insights
National Ag Day National Ag Day is March 24, 2026!  Virginia’s agricultural product...
News & Updates
F&M Bank is proud to announce the addition of Dustin Bowman as SVP and Agriculture ...
News & Updates
Timberville, VA – November 21, 2025 – F&M Bank is pleased to welcome Madison Estep ...
Money & Everyday Banking
The U.S. Mint has announced that it will no longer produce new pennies. As existing...
DKozel Bio Pic
News & Updates
Harrisonburg, VA — F&M Bank is pleased to announce the addition of Deacon Kozel as ...
Wealth & Financial Planning
Timberville, VA – August 11, 2025 – F&M Financial Services, the wealth management d...
Money & Everyday Banking
You’ve probably heard the phrase “The Federal Reserve raised interest rates” or “Th...
News & Updates
Timberville, VA (June 30, 2025) — F&M Bank has announced a strategic realignment of...
Money & Everyday Banking
Whether you’re opening your first bank account or still have some questions about t...
News & Updates
Recent Scam Targeting Valley Residents We have received multiple reports of custome...
Money & Everyday Banking
Nothing says summer like a good old-fashioned kids lemonade stand. It’s one of the ...
Money & Everyday Banking
Opening a bank account might seem like a simple task, like grabbing a coffee – quic...
Mortgage Interest Rate balance
Borrowing & Lending
The mortgage market for homebuyers is buffeted by economic fluctuations, Feder...
Celero Partner of the Year 2025 Award
News & Updates
Celero Commerce is pleased to announce Farmers & Merchants (F&M) Bank in Virginia a...
Brushing Scam blog feature
News & Updates
Imagine this: a package arrives at your doorstep that you didn’t order. It seems ha...
Wealth & Financial Planning
Selecting beneficiaries for retirement benefits is different from choosing benefici...
News & Updates
We have been made aware of an unsolicited text and phone call scam circulating thro...
Person using tap to pay
News & Updates
TIMBERVILLE, VA /  April 9, 2024 / F&M Bank Corp. (the “Company” or “F&M”), (OTCQX:...
Borrowing & Lending
Purchasing real estate—whether for your home or other personal use or as an investme...
Money & Everyday Banking
Even before your baby is born, you’re probably thinking about the financial changes...
Business & Ag Insights
Charitable organizations are exempt from paying state and federal income taxes, but...
Borrowing & Lending
With the cost of homes up 10% since last year in Shenandoah County, and interest ra...
Borrowing & Lending
Driving through the countryside of Shenandoah Valley, you’ve probably passed many ma...
Mountain view of Shenandoah Valley.
Borrowing & Lending
At F&M Bank and F&M Mortgage, we have been helping Virginians achieve their dreams ...
image of calculator, paperweight, and 100 dollar bills
Borrowing & Lending
Your home is an investment in many ways, and once you accrue equity in your home, y...
Father playing basketball with his son
Borrowing & Lending
As your community bank and mortgage lender, F&M Bank and F&M Mortgage are here to he...






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For more than a century, F&M Bank has believed community banking should feel personal, accessible, and rooted in the places we call home. That commitment continues to shape how we serve customers across Virginia today — and recently, it earned national recognition.

F&M Bank was featured in both Forbes and Fortune as part of statewide banking recognition programs highlighting institutions making a meaningful impact in the communities they serve.