FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Woman holding tablet with F&M Bank Online Banking Login Screen

Online Banking

Manage Your Accounts Seamlessly With Online Banking

Our online banking platform provides you convenient financial management.

To get started, simply log in to Online Banking, accessible from the top of any page on our secure website.

From your desktop or laptop computer you can:

  • View your account information on checking, savings, loans and CDs
  • Manage your F&M Visa card with on/off option and spending limit security features
  • Setup alerts for balances, transactions or travel
  • View e-statements (go green and sign up today!)
  • Manage payments, pay bills, or pay a friend with Zelle
  • Set yourself up for success by saving hundreds of dollars every year with our Financial Health Suite.
  • Transfer funds between F&M Bank accounts
  • Access your account history and view images of your deposits
  • Download transactions into a spreadsheet or accounting programs such as Quicken and QuickBooks
    Use the Message Center to contact Customer Support


































iOS and Android Users

Download the F&M Bank app on your mobile device.





































Couple comparing carpet samples.

Stay one step ahead with Financial Health Suite.

Simplify and safeguard your finances with tools that help you monitor your credit, track subscriptions, and protect your identity—all from a single, secure dashboard built into your banking experience. Set financial goals, plan for what’s next, and make informed decisions with resources like Home Budget Calculator.
Smiling businessman holding tablet

Encrypted Banking Secures Your Experience

F&M Bank implements the most current security standards to protect you and your banking accounts. We use the same security protocol for online banking from your personal computer and mobile device. SSL encryption and our protected apps ensure you can depend on a secure experience every time you access your account.











Personal Support Since 1908.

Better banking relies on a combination of people and technology. We provide modern online banking to give you autonomy over your account and personal support you can depend on every time you need it. Sign-up online or visit one of our convenient branches to get started with online banking from F&M Bank.