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Contest

Check out the Winners!
Woodstock Cafe business owner

Personalized Service
Makes F&M My Bank.

Get Banking You Love
Kline's Dairy Bar

Banking You Love
From People Who Care.

Get Banking You Love
F&M Bank

Elevating Local Banking
Since 1908.

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F&M Bank

Modern Banking From
Experienced Professionals.

Get Banking You Lovethat's my bank logo
Blue Ridge Mountains sunset

Calendar Photography
Contest

See the Winners!
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Set Card Restrictions
& Get Alerts

Take Control with MyCardRules!
Kline's Dairy Bar

Banking You Love
From People Who Care.

Get Banking You Love
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Personalized Service Makes
F&M My Bank.

Get Banking You Love
F&M Bank

Elevating Local Banking
Since 1908.

Our roots run deep in the community we serve.

Get Banking You Lovethat's my bank logo
F&M Bank

Modern Banking
From Experienced Professionals.

We offer online and mobile banking you
can access anywhere in the world from any device.

Get Banking You Lovethat's my bank logo
Person with dog at drive thru

Personalized Service Makes
F&M My Bank.

Get Banking You Love
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Checking & Savings - No Monthly Fees

Low minimum balances and free checking and savings give you options for personal and business accounts. Personal | Business

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Credit Cards With VIP Perks

Our low interest credit card options allow you make purchases anywhere in the world and get rewarded for shopping. Personal | Business

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Great Loan Rates & Options

We work with you to get the loan you need with the payment plan you can afford. Personal | Business

Rack up bonus points or cash back from your everyday purchases!

Welcome to F&M

The people at F&M Bank create value in every service we offer and product we sell. From comprehensive personal and commercial banking to loan options for individuals and businesses, our team is committed to building brighter futures in the community we call home.

Mark Hanna

President and CEO

Why should I switch banks?

Personalized attention with customizable solutions is the advantage to working with F&M Bank for your personal and business needs. In-house decision making simplifies loan applications and local financial planners understand the community they serve. Get started now!

What are the current rates?

Our competitive rates allow you to plan for your future. Get started now!

How do I schedule an appointment?

Contact one of our conveniently located branches to get started now!

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Mobile Banking

Made Easy

Easy Deposits On The Go

Process deposits securely through our online banking platform.

Transfer Funds In Seconds

Conveniently pay bills, send money to a friend, and transfer money within your account from your phone or tablet.

Banking In Your Pocket

Manage your accounts from anywhere in the world on any device.

Download Our App

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man holding bottle of wine at barren ridge vineyards

One of the best decisions we made
at Barren Ridge Vineyards was to select
F&M Bank as our financial partner.

- Barren Ridge Vineyards

Read All Testimonials
VP Matt Beahm on a work site with Nielsen Builders

F&M Bank was the financial institution
to best handle our needs.

- John W. Morsch

Chief Financial Officer
Nielsen Builders, Inc

man holding bottle of wine at barren ridge vineyards

We Love
F&M Bank

One of the best decisions we made at Barren Ridge Vineyards was to select F&M Bank as our financial partner. We have found F&M Bank to be everything a local bank should be: a bank that heard our story and believed in and supported our vision.

- Barren Ridge Vineyards

Read All Testimonials
VP Matt Beahm on a work site with Nielsen Builders

We Love
F&M Bank

Nielsen was searching for a new bank to partner with long term for our financing, cash management and investment advisory services and we were pleased that F & M Bank was the financial institution to best handle our needs.

- John W. Morsch

Chief Financial Officer
Nielsen Builders, Inc

Events

    Oct
    25
    Fri
    F&M Bank Coffman’s Corner Family Fun Day
    Oct 25 @ 2:00 pm – 5:00 pm

    Enjoy the Tropical Smoothie Food Truck, face painting, a pumpkin painting contest, Cat’s Cradle and more!

    Oct
    31
    Thu
    Trick or Treat at F&M Bank Woodstock
    Oct 31 @ 8:30 am – 5:00 pm

    Wear your costume in the branch for a sweet treat!

    Nov
    1
    Fri
    F&M Bank Elkton Family Fun Day
    Nov 1 @ 3:00 pm – 5:00 pm

    Enjoy free pony rides, face painting, hot dogs, goody bags and more!

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    How safe is your financial and personal data? Identity fraud has been growing for the last few years. In 2017, there were a record 16.7 million victims…

    Have Questions? Get In Touch

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