Woodstock Cafe business owner

Personalized Service
Makes F&M My Bank.

Get Banking You Love
Kline's Dairy Bar

Banking You Love
From People Who Care.

Get Banking You Love
F&M Bank

Elevating Local Banking
Since 1908.

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F&M Bank

Modern Banking From
Experienced Professionals.

Get Banking You Lovethat's my bank logo
Kline's Dairy Bar

Banking You Love
From People Who Care.

Get Banking You Love
Aaron Green and Fort Valley Nursery

Personalized Service Makes
F&M My Bank.

Get Banking You Love
F&M Bank

Elevating Local Banking
Since 1908.

Our roots run deep in the community we serve.

Get Banking You Lovethat's my bank logo
F&M Bank

Modern Banking
From Experienced Professionals.

We offer online and mobile banking you
can access anywhere in the world from any device.

Get Banking You Lovethat's my bank logo
Person with dog at drive thru

Personalized Service Makes
F&M My Bank.

Get Banking You Love
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Checking & Savings - No Monthly Fees

Low minimum balances and free checking and savings give you options for personal and business accounts. Personal | Business

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Credit Cards With VIP Perks

Our low interest credit card options allow you make purchases anywhere in the world and get rewarded for shopping. Personal | Business

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Great Loan Rates & Options

We work with you to get the loan you need with the payment plan you can afford. Personal | Business

Rack up bonus points or cash back from your everyday purchases!

Welcome to F&M

The people at F&M Bank create value in every service we offer and product we sell. From comprehensive personal and commercial banking to loan options for individuals and businesses, our team is committed to building brighter futures in the community we call home.

Mark Hanna

President and CEO

Why should I switch banks?

Personalized attention with customizable solutions is the advantage to working with F&M Bank for your personal and business needs. In-house decision making simplifies loan applications and local financial planners understand the community they serve. Get started now!

What are the current rates?

Our competitive rates allow you to plan for your future. Get started now!

How do I schedule an appointment?

Contact one of our conveniently located branches to get started now!

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Mobile Banking

Made Easy

Easy Deposits On The Go

Process deposits securely through our online banking platform.

Transfer Funds In Seconds

Conveniently pay bills, send money to a friend, and transfer money within your account from your phone or tablet.

Banking In Your Pocket

Manage your accounts from anywhere in the world on any device.

Download Our App

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man holding bottle of wine at barren ridge vineyards

One of the best decisions we made
at Barren Ridge Vineyards was to select
F&M Bank as our financial partner.

- Barren Ridge Vineyards

Read All Testimonials
VP Matt Beahm on a work site with Nielsen Builders

F&M Bank was the financial institution
to best handle our needs.

- John W. Morsch

Chief Financial Officer
Nielsen Builders, Inc

man holding bottle of wine at barren ridge vineyards

We Love
F&M Bank

One of the best decisions we made at Barren Ridge Vineyards was to select F&M Bank as our financial partner. We have found F&M Bank to be everything a local bank should be: a bank that heard our story and believed in and supported our vision.

- Barren Ridge Vineyards

Read All Testimonials
VP Matt Beahm on a work site with Nielsen Builders

We Love
F&M Bank

Nielsen was searching for a new bank to partner with long term for our financing, cash management and investment advisory services and we were pleased that F & M Bank was the financial institution to best handle our needs.

- John W. Morsch

Chief Financial Officer
Nielsen Builders, Inc

Events

    Jul
    31
    Wed
    Augusta County Fair Free Admission Night @ Augusta Expo
    Jul 31 @ 4:00 pm – 8:00 pm

    Be one of the first 200 people at the Augusta County Fair on Wednesday, July 31st and receive free admission, courtesy of F&M Bank!

    Sep
    6
    Fri
    F&M Bank Crossroads Shred Day
    Sep 6 @ 3:00 pm – 5:00 pm

    Protect your identity and shred your documents for free at F&M Bank Crossroads!

    Sep
    13
    Fri
    F&M Bank North Augusta Shred Day
    Sep 13 @ 3:00 pm – 5:00 pm

    Protect your identity and shred your documents for free at F&M Bank North Augusta!

    Recent News

    F&M Bank

    Is Cash Still King? Digital Payment Services Are Increasing in Popularity

    Is cash still king? If you’re like many Americans, the answer to that question is probably no.According to a study conducted by the Pew Research…
    Shred It truck at F&M Bank
    My Card Rules App

    MyCardRules App Migration Notice

    On Monday, June 17th, F&M Bank will be migrating to a new MyCardRules administrative platform. To help ensure you are operating on the latest version…

    Have Questions? Get In Touch

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