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Checking & Savings - No Monthly Fees

Low minimum balances and free checking and savings give you options for personal and business accounts. Personal | Business

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Credit Cards With VIP Perks

Our low interest credit card options allow you make purchases anywhere in the world and get rewarded for shopping. Personal | Business

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Great Loan Rates & Options

We work with you to get the loan you need with the payment plan you can afford. Personal | Business

Rack up bonus points or cash back from your everyday purchases!

Welcome to F&M

The people at F&M Bank create value in every service we offer and product we sell. From comprehensive personal and commercial banking to loan options for individuals and businesses, our team is committed to building brighter futures in the community we call home.

Mark Hanna

President and CEO

Personalized attention with customizable solutions is the advantage to working with F&M Bank for your personal and business needs. In-house decision making simplifies loan applications and local financial planners understand the community they serve. Get started now!

Our competitive rates allow you to plan for your future. Get started now!

Contact one of our conveniently located branches to get started now!

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Mobile Banking

Made Easy

Easy Deposits On The Go

Process deposits securely through our online banking platform.

Transfer Funds In Seconds

Conveniently pay bills, send money to a friend, and transfer money within your account from your phone or tablet.

Banking In Your Pocket

Manage your accounts from anywhere in the world on any device.

Download Our App

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man holding bottle of wine at barren ridge vineyards

One of the best decisions we made
at Barren Ridge Vineyards was to select
F&M Bank as our financial partner.

- Barren Ridge Vineyards

Read All Testimonials
VP Matt Beahm on a work site with Nielsen Builders

F&M Bank was the financial institution
to best handle our needs.

- John W. Morsch

Chief Financial Officer
Nielsen Builders, Inc

man holding bottle of wine at barren ridge vineyards

We Love
F&M Bank

One of the best decisions we made at Barren Ridge Vineyards was to select F&M Bank as our financial partner. We have found F&M Bank to be everything a local bank should be: a bank that heard our story and believed in and supported our vision.

- Barren Ridge Vineyards

Read All Testimonials
VP Matt Beahm on a work site with Nielsen Builders

We Love
F&M Bank

Nielsen was searching for a new bank to partner with long term for our financing, cash management and investment advisory services and we were pleased that F & M Bank was the financial institution to best handle our needs.

- John W. Morsch

Chief Financial Officer
Nielsen Builders, Inc

Events

    Sep
    4
    Fri
    Myers Corner Branch Shred Day
    Sep 4 @ 3:00 pm – 5:00 pm

    Protect your identity by shredding your personal documents for free!

    Sep
    12
    Sat
    Timberville Branch Shred Day
    Sep 12 @ 10:00 am – 12:00 pm

    Protect your identity by shredding your personal documents for free!

    Sep
    18
    Fri
    Coffman’s Corner Branch Shred Day
    Sep 18 @ 3:00 pm – 5:00 pm

    Protect your identity by shredding your personal documents for free!

    Recent News

    Farm Tractor

    Coronavirus Food Assistance Program for Farmers

    Are you a farmer or rancher whose operation has been directly impacted by the coronavirus pandemic? The Coronavirus Food Assistance Program (CFAP) will…
    Sturdy stone and brick columns
    CARES Act Information

    Preparing for Your Loan Forgiveness Application

    Thank you for choosing F&M Bank to process and service your Paycheck Protection Program (PPP) loan. We hope the funding has positively impacted your…

    Have Questions? Get In Touch

    phone icon540-896-8941