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Welcome to F&M
The people at F&M Bank create value in every service we offer and product we sell. From comprehensive personal and commercial banking to loan options for individuals and businesses, our team is committed to building brighter futures in the community we call home.
Why should I switch banks?
Personalized attention with customizable solutions is the advantage to working with F&M Bank for your personal and business needs. In-house decision making simplifies loan applications and local financial planners understand the community they serve. Get started now!
What are the current rates?
Our competitive rates allow you to plan for your future. Get started now!
How do I schedule an appointment?
Contact one of our conveniently located branches to get started now!

Mobile Banking
Made Easy
Easy Deposits On The Go
Process deposits securely through our online banking platform.
Transfer Funds In Seconds
Conveniently pay bills, send money to a friend, and transfer money within your account from your phone or tablet.
Banking In Your Pocket
Manage your accounts from anywhere in the world on any device.

“
One of the best decisions we made
at Barren Ridge Vineyards was to select
F&M Bank as our financial partner.
- Barren Ridge Vineyards
Read All Testimonials
“
F&M Bank was the financial institution
to best handle our needs.
- John W. Morsch
Chief Financial Officer
Nielsen Builders, Inc

We Love
F&M Bank
“
One of the best decisions we made at Barren Ridge Vineyards was to select F&M Bank as our financial partner. We have found F&M Bank to be everything a local bank should be: a bank that heard our story and believed in and supported our vision.
- Barren Ridge Vineyards
Read All Testimonials
We Love
F&M Bank
“
Nielsen was searching for a new bank to partner with long term for our financing, cash management and investment advisory services and we were pleased that F & M Bank was the financial institution to best handle our needs.
- John W. Morsch
Chief Financial Officer
Nielsen Builders, Inc
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Recent News


F&M Bank Corp. Reports First Quarter 2023 Results and Dividend
Company Release - 4/28/2023 6:27 PM ET
F&M Bank grows deposits in the first quarter, focuses on the future.
See associated, unaudited financials…

Understanding Inflation as a Small Business Owner
When it comes to inflation, small businesses are more vulnerable to the challenges of rising prices than larger companies. Not only does it increase your…
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P.O. Box 1111
Timberville, VA 22853
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Office: 540-896-8941
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