Notice: Debit and credit card payments for our loan payment portal are currently unavailable. Customers may continue to make payments using the electronic check (ACH) option while this issue is being resolved. We appreciate your patience. Notice: Debit and credit card payments for our loan payment portal are currently unavailable.
Customers may continue to make payments using the electronic check (ACH) option while this issue is being resolved. We appreciate your patience.
The people at F&M Bank create value in every service we offer and product we sell. From comprehensive personal and commercial banking to loan options for individuals and businesses, our team is committed to building brighter futures in the community we call home.
Why should I switch banks?
Personalized attention with customizable solutions is the advantage to working with F&M Bank for your personal and business needs. In-house decision making simplifies loan applications and local financial planners understand the community they serve. Get started now!
What are the current rates?
Our competitive rates allow you to plan for your future. Get started now!
How do I schedule an appointment?
Contact one of our conveniently located branches toย get started now!
Made Easy
Process deposits securely through our online banking platform.
Conveniently pay bills, send money to a friend, and transfer money within your account from your phone or tablet.
Manage your accounts from anywhere in the world on any device.
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One of the best decisions we made at Barren Ridge Vineyards was to select F&M Bank as our financial partner. We have found F&M Bank to be everything a local bank should be: a bank that heard our story and believed in and supported our vision.
- Barren Ridge Vineyards
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Nielsen was searching for a new bank to partner with long term for our financing, cash management and investment advisory services and we were pleased that F & M Bank was the financial institution to best handle our needs.
- John W. Morsch
Chief Financial Officer
Nielsen Builders, Inc
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Jacob Mowry2026-02-27 13:07:512026-02-27 14:36:19AS SEEN IN Forbes & Fortune: VIRGINIA / Best in Banking | People, Places, and Progress
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Kristen Durkee2026-02-06 11:45:572026-02-06 11:45:57How to File Taxes with Confidence: Deductions, Refund Timelines, and What Virginians Should Know in 2026
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Holly Thorne2026-01-26 13:26:282026-01-26 13:37:312026 Community Shred Days
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