FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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Committed to Your Safety and Service

We’re proud to serve the our Virginia communities with care and dedication. Whether you prefer to bank in person or online, our team is here to support you - schedule an appointment, explore our digital tools, or connect with us through the F&M mobile app.
  • (540) 828-6300
  • 100 Plaza Drive 
    Bridgewater, VA 22812
  • (540) 896-7071
  • 126 North Timberway (Route 259) Broadway, VA 22815
  • (540) 984-4128
  • 300 Stoney Creek Boulevard
    Edinburg, VA 22824
picture of the Elkton branch building
  • (540) 298-1251
  • 127 West Rockingham Street
    Elkton, VA 22827
  • (540) 433-6903
  • 2030 Legacy Lane
    Harrisonburg, VA 22801
  • (540) 433-7575
  • 80 Cross Keys Road
    Harrisonburg, VA 22801
  • (540) 437-3480
  • 2040 Deyerle Avenue
    Suite 204
    Harrisonburg VA 22801
 
 
  • (540) 442-8583
  • 2040 Deyerle Avenue
    Suite 207
    Harrisonburg VA 22801
  • (540) 946-8160
  • 30 Gosnell Crossing
    Staunton, VA 24401
  • (540) 213-8686
  • 2813 North Augusta Street
    Staunton, VA 24401
  • (540) 609-2363
  • 2782 Stuarts Draft Highway
    Stuarts Draft, VA 24477
  • (540) 896-1716
  • 165 New Market Road
    Timberville, VA 22853
  • (540) 896-8941
  • 205 South Main Street
    P.O. Box 1111
    Timberville, VA 22853
Warrenton Office
OPENING SUMMER 2026
  • (540) 907-4412 
  • Blackwell Office Park
    28 Blackwell Park Lane
    Suite 101
    Warrenton, VA 20186

  • (540) 943-2080 
  • 2701 W Main St, Waynesboro, VA 22980

  • (540) 686-1710
  • 1738 Amherst Street
    Winchester, VA 22601
  • (540) 686-1266
  • 3 South Cameron Street,
    Winchester, VA 22601
  • (540) 686-1030
  • 45 East Boscawen Street
    Winchester, VA 22601
  • (540) 459-3707
  • 161 South Main Street
    Woodstock, VA 22664
  • Quick, convenient access to your funds—no branch required




















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