Lost or Stolen Card
If your Visa check card is lost or stolen, or you suspect fraud on your account, we want to know right away.

This notification is a requirement for you to avoid liability* for unauthorized use. During regular banking hours, call any branch of our bank, or the Operations area in Timberville: (540) 896-8941
To take immediate action, within the F&M Bank mobile app, you can “lock” your debit card, which turns it off to prevent further use. Simply search “F&M Bank-VA” in the iOS or Google Play store to download the app.
iOS and Android Users