FDIC-Insured - Backed by the full faith and credit of the U.S. Government
F&M Bank

Timberville, VA (Headquarters)

F&M Bank Headquarters

Monday – Thursday: 8:30 a.m. – 5:00 p.m.
Address: 205 S. Main Street, Timberville, VA 22853
Phone: (540) 896-8941
 
 



At F&M Bank, leadership starts with community. Our executive team and Board of Directors reflect the customers, businesses, and communities we serve across Virginia. With deep regional roots and diverse professional experience, they help shape the long-term vision of the bank while staying committed to local relationships and responsible growth.

Founded in 1908 and headquartered in Timberville, Virginia, F&M Bank is publicly traded on the OTCQX Market under the ticker symbol FMBM. While our footprint has expanded across the Shenandoah Valley and beyond, our commitment to local decision-making and relationship banking remains unchanged.


Where Our Story Began in 1908

Mike Wilkerson

Chief Executive Officer

Barton Black

President

Lisa Campbell

Executive Vice President,
Chief Financial Officer

Paul Eberly

Executive Vice President,
Chief Development Officer
NMLS# 1060550

Melody Emswiler

Executive Vice President,
Chief Human Resources Officer

Charles Driest

Executive Vice President,
Chief Operating Officer

Evan McHaffa

Executive Vice President,
Chief Credit Officer












































The F&M Bank Board of Directors brings together extensive executive, financial, operational, and community leadership experience. Their oversight supports the long-term strength, stability, and strategic growth of the organization while maintaining the local values that have guided F&M since 1908. 

























































Learn more about F&M Bank’s history, community involvement, and commitment to serving individuals, businesses, and agricultural customers throughout Virginia.