Zelle®
Send Money with Zelle®
Zelle® is a fast, safe, and easy way to send and receive money with people you know and trust, right from F&M Bank’s Online and Mobile Banking.
Money moves directly between bank accounts and is typically available within minutes when both users are enrolled. All you need is the recipient’s U.S. mobile number or email address. No account numbers are required.
How It Works
- Log in to Online or Mobile Banking
- Select Send Money with Zelle®
- Add or choose a recipient you know and trust
- Enter the amount and send
The recipient will be notified and can access their money once enrolled.
What to Know
- Only send money to people you know and trust
- Money is typically available within minutes
- Once sent, transactions may not be reversible
- Neither F&M Bank nor Zelle® offers purchase protection
When to Use Zelle®
Zelle® is best for everyday payments such as splitting a bill, paying rent, or sending money to family or friends.
- Use Zelle® to send money to others
- Use Transfers to move money between your own accounts