Refinance
What could you do with extra money each month?
There are many reasons to explore refinancing your mortgage at F&M Bank, ranging from reducing your monthly payment to accessing extra cash for big projects and major purchases.
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A new home loan can put your finances in a better position.
If interest rates have dropped since you obtained your current mortgage, a home loan refinance can reduce overall interest charges over the life of the loan. But there are other reasons to consider refinancing. Whether you have a conventional loan, an FHA mortgage or VA Loan, our F&M Bank Mortgage Advisors in Shenandoah Valley, Virginia, can explain your options and help figure out what might work best for you.
- By extending your payment period, you may be able to reduce your monthly payments
- By shortening your repayment period, you can often build equity faster and eliminate your debt more quickly
- By tapping into the equity of your home, you can get a cash-out refinance and get funds for home renovations, family vacations, college costs, major purchases, debt consolidation or anything else in your life.
- By switching from an adjustable-rate loan to a fixed-rate loan, you can lock in a comfortable interest rate and eliminate concerns about unexpected increases in monthly payments.
*Based on consumer qualifications. Terms apply.
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