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F&M Bank 
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Tap the badge and grab our mobile banking app—it’s super easy and makes banking a breeze!
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Meet some of our people
behind the purpose
Terri Dart Bradley
Senior Vice President
1
Veronica Amato
Senior Mortgage Advisor - Bilingual (English, Spanish)
2
Allicyn Buracker
Senior Mortgage Advisor
4
Jonathan Ischinger
Senior Mortgage Advisor
5
Tonja Armentrout
Senior Mortgage Advisor
3
David Sweeney
Senior Mortgage Advisor
6
Terri Bradley grew up in the Bryce Resort Area and went to Columbus College of Art and Design in Ohio. She entered into the mortgage industry while in Ohio in 2004 and moved back to the Shenandoah Valley and started her career with F&M Mortgage in 2007.
Veronica Amato is a bilingual Mortgage Advisor based in Harrisonburg, Virginia, proudly serving first-time homebuyers, growing families, and anyone navigating the home loan process with confidence. With over 11 years of experience at F&M Bank, Veronica offers a thoughtful, knowledgeable approach—helping clients understand their options, match them with the right loan terms, and move smoothly from application to closing. Whether you’re buying your first home, building, downsizing, or refinancing, she’s here to simplify the financial journey with clear guidance and personalized service.
Raised in Cancun, Mexico, Veronica brings both cultural awareness and strong local expertise to her work. She takes pride in creating a welcoming experience for every client—often starting with a one-on-one meeting to review your budget, savings, and goals, so you can make informed decisions from the start.
When she’s not helping clients achieve their homeownership dreams, Veronica enjoys spending time with her two daughters and their dog, Luna—whether it’s cooking at home, playing board games, or watching movies together.
“Allicyn Burracker was great to work with during my home mortgage refinance!” – James R.
Jonathan Ischinger is a Virginia Mortgage Advisor with over 20 years of experience helping homebuyers navigate one of life’s biggest financial decisions. Known for his patient, respectful approach, Jonathan sees every mortgage consultation as an opportunity to build lasting relationships—not just close deals. Whether you’re a first-time homebuyer or a returning client, Jonathan is committed to delivering personalized lending solutions and exceptional customer service throughout your home loan journey in Virginia.
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With more than 18 years of experience, Tonja Showalter Armentrout is a seasoned senior mortgage advisor and lifelong Shenandoah Valley resident who proudly calls Augusta County home with her husband. Licensed in Virginia, West Virginia, and North Carolina, Tonja serves clients across the Shenandoah Valley and surrounding counties, including Rockingham, Augusta, and Shenandoah.
Tonja specializes in Conventional, FHA, USDA, VA, Virginia Housing, and construction and renovation loans – bringing both expertise and creativity to the table. Backed by a dedicated in-house underwriting team, she provides innovative lending solutions and access to exclusive grant programs, helping families achieve their dream of homeownership with confidence.
As a board member of the local builders association and part of a trusted community bank, Tonja is deeply rooted in both her industry and community. She is known for her personalized, professional, and approachable style, creating mortgage experiences that clients are excited to share with friends and family.
Whether you’re purchasing your first home, building new, or planning a renovation, Tonja is committed to guiding you every step of the way. Contact her today for a free consultation and expert guidance tailored to your unique goals.
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