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F&M Bank

Convenience Services

Simple Tools. Local Support. Everyday Banking Made Easier.

Convenience means more than just access, it means having the right tools and trusted support to handle life’s everyday financial needs with confidence.

From securing your valuables to sending funds quickly, our team is here to make the details simple, so you can focus on what matters most.

Everyday Services, Built Around You

Whether you’re managing personal finances or running a business, we offer a range of services designed to keep things moving smoothly:

  • Safe Deposit Boxes
  • Notary Services
  • Wire Transfers (Domestic & International)
  • Cashier’s Checks
  • Gift Cards
  • Savings Bonds (Series EE & I)
  • Night Deposit Bags
  • Telephone Banking (Instant InfoLine)

Each service is backed by the same local team you trust for your banking, ready to help when you need it.




Safe Deposit Boxes

Keep your most important items secure with a safe deposit box at F&M Bank. From important documents to valuable keepsakes, your belongings are protected in a secure, monitored environment.

  • Multiple box sizes available
  • Affordable annual pricing
  • Access during regular business hours
Available at select branch locations. 

When timing matters, our wire transfer services help you send funds quickly and securely, whether across town or across the world.

  • Domestic and international wire capabilities
  • Reliable processing through trusted banking networks
  • Support from our team every step of the way
Wire Instructions are below. 

Notary & In-Branch Services

Some things are better handled face-to-face. That’s why our branch teams are ready to assist with:

  • Notary services
  • Cashier’s checks
  • Gift card purchases
  • Account-related requests

Telephone Banking (Instant InfoLine)

Get account information anytime with our automated telephone banking service.

  • Check balances and account activity
  • Transfer funds between accounts
  • Available 24/7

It’s a simple way to stay connected to your finances, no internet required. 

Coin Machines

Loose change adds up, and with our in-branch coin machines, turning it into usable funds is quick and easy.

  • Fast, self-service coin counting
  • Skip the hassle of rolling coins
  • Funds can be deposited directly into your account or exchanged for cash

Available at select branch locations. 






















F&M Bank Wire Transfer Details

Manage a wire transfer to Farmers & Merchants Bank with the below details. Please, reference our fee schedule for applicable wire charges.

 
Domestic Wires Where/Who Account
Wire to → Farmers & Merchants Bank
Timberville, VA		 Routing #051404419 
For Credit To → Your Name, Your Physical Address Your Account Number


International Wires Where/Who Account
Wire to → Community Bankers Bank
P.O. Box 268
2601 Promenade Parkway
Midlothian, VA 23113		 Swift Code: COMHUS33
ABA#: 051005106
For Credit to → Farmers & Merchants Bank
205 S. Main Street
Timberville, VA 22853		 Routing#: 051404419
For Further Credit to → Business or Personal Name of Account Holder
Physical Address of Account Holder
City, State Zip of Account Holder
Account Holder’s Account #
Special Instructions →

 
Questions?  Call one of our local branches for assistance.  








iOS and Android Users

Download the F&M Bank app on your mobile device.





























































Better Together
Simple tools. Trusted people. Banking that works for you.



Designed for Your Day-to-Day

At F&M Bank, convenience isn’t one-size-fits-all. It’s about offering the right mix of services—paired with real people who know your name and your needs.

Whether you’re securing valuables, sending funds, or simply checking your balance, we’re here to make banking easier.