Family standing outside front of new construction white siding farmhouse in the suburbs

DREAM BIG WITH YOUR HOME EQUITY

Enjoy a fixed rate of 0.99% for six months, then as low as Prime + 0.00%!*

Get Started Today!
Family standing outside front of new construction white siding farmhouse in the suburbs

DREAM BIG WITH YOUR HOME EQUITY

Enjoy a fixed rate of 0.99% for six months, then as low as Prime + 0.00%!*

Get Started Today!
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Checking & Savings - No Monthly Fees

Low minimum balances and free checking and savings give you options for personal and business accounts. Personal | Business

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Credit Cards With VIP Perks

Our low interest credit card options allow you make purchases anywhere in the world and get rewarded for shopping. Personal | Business

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Great Loan Rates & Options

We work with you to get the loan you need with the payment plan you can afford. Personal | Business

Keep up to date with the latest F&M news and community activities!

Welcome to F&M

The people at F&M Bank create value in every service we offer and product we sell. From comprehensive personal and commercial banking to loan options for individuals and businesses, our team is committed to building brighter futures in the community we call home.

Mark Hanna

President and CEO

Personalized attention with customizable solutions is the advantage to working with F&M Bank for your personal and business needs. In-house decision making simplifies loan applications and local financial planners understand the community they serve. Get started now!

Our competitive rates allow you to plan for your future. Get started now!

Contact one of our conveniently located branches to get started now!

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Mobile Banking

Made Easy

Easy Deposits On The Go

Process deposits securely through our online banking platform.

Transfer Funds In Seconds

Conveniently pay bills, send money to a friend, and transfer money within your account from your phone or tablet.

Banking In Your Pocket

Manage your accounts from anywhere in the world on any device.

Download Our App

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man holding bottle of wine at barren ridge vineyards

One of the best decisions we made
at Barren Ridge Vineyards was to select
F&M Bank as our financial partner.

- Barren Ridge Vineyards

Read All Testimonials
nielsen builders testimonial

F&M Bank was the financial institution
to best handle our needs.

- John W. Morsch

Chief Financial Officer
Nielsen Builders, Inc

man holding bottle of wine at barren ridge vineyards

We Love
F&M Bank

One of the best decisions we made at Barren Ridge Vineyards was to select F&M Bank as our financial partner. We have found F&M Bank to be everything a local bank should be: a bank that heard our story and believed in and supported our vision.

- Barren Ridge Vineyards

Read All Testimonials
nielsen builders testimonial

We Love
F&M Bank

Nielsen was searching for a new bank to partner with long term for our financing, cash management and investment advisory services and we were pleased that F & M Bank was the financial institution to best handle our needs.

- John W. Morsch

Chief Financial Officer
Nielsen Builders, Inc

Events

Sep
10
Fri
Rockingham County Shred Day
Sep 10 @ 2:00 pm – 5:00 pm

Protect your identity and shred your documents for free at F&M Bank Crossroads!

Events may end early if the Shred-It truck reaches full capacity.  Limit 5 boxes/bags per customer

Sep
24
Fri
Augusta County Shred Day
Sep 24 @ 2:00 pm – 5:00 pm

Protect your identity and shred your documents for free at F&M Bank North Augusta!

Events may end early if the Shred-It truck reaches full capacity.  Limit 5 boxes/bags per customer

Oct
2
Sat
Shenandoah County Document Shredding & e-Recycling
Oct 2 @ 9:00 am – 12:00 pm

Protect your identity by shredding your documents and electronics for free at F&M Bank Woodstock! Electronics recycling provided by our friends at Blue Ridge Hospice

Events may end early if the Shred-It truck reaches full capacity.  Limit 5 boxes/bags per customer

Recent News

Modular Home Buyer's Guide

2021 Guide to Owning a Modular Home in the Shenandoah Valley

If you’re reading this, you’re probably interested in modular homes. Maybe you already know you want to build one or you’re still in the information-gathering…
F&M Bank overlayed old building

F & M Bank Corp. Announces Record Quarterly Earnings & Reaches $1 Billion In Assets In First Quarter 2021

News and Financials | F & M Bank Corp. Announces Record Quarterly Earnings & Reaches $1 Billion In Assets In First Quarter 2021 Contact: Carrie…

Have Questions? Get In Touch

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