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Checking & Savings - No Monthly Fees

Low minimum balances and free checking and savings give you options for personal and business accounts. Personal | Business

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Credit Cards With VIP Perks

Our low interest credit card options allow you make purchases anywhere in the world and get rewarded for shopping. Personal | Business

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Great Loan Rates & Options

We work with you to get the loan you need with the payment plan you can afford. Personal | Business

Enjoy cash back, roadside assistance, short-term loans and more!

Welcome to F&M

The people at F&M Bank create value in every service we offer and product we sell. From comprehensive personal and commercial banking to loan options for individuals and businesses, our team is committed to building brighter futures in the community we call home.

Mark Hanna

President and CEO

Personalized attention with customizable solutions is the advantage to working with F&M Bank for your personal and business needs. In-house decision making simplifies loan applications and local financial planners understand the community they serve. Get started now!

Our competitive rates allow you to plan for your future. Get started now!

Contact one of our conveniently located branches to get started now!

f&m bank mobile app

Mobile Banking

Made Easy

Easy Deposits On The Go

Process deposits securely through our online banking platform.

Transfer Funds In Seconds

Conveniently pay bills, send money to a friend, and transfer money within your account from your phone or tablet.

Banking In Your Pocket

Manage your accounts from anywhere in the world on any device.

Download Our App

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man holding bottle of wine at barren ridge vineyards

One of the best decisions we made
at Barren Ridge Vineyards was to select
F&M Bank as our financial partner.

- Barren Ridge Vineyards

Read All Testimonials
nielsen builders testimonial

F&M Bank was the financial institution
to best handle our needs.

- John W. Morsch

Chief Financial Officer
Nielsen Builders, Inc

man holding bottle of wine at barren ridge vineyards

We Love
F&M Bank

One of the best decisions we made at Barren Ridge Vineyards was to select F&M Bank as our financial partner. We have found F&M Bank to be everything a local bank should be: a bank that heard our story and believed in and supported our vision.

- Barren Ridge Vineyards

Read All Testimonials
nielsen builders testimonial

We Love
F&M Bank

Nielsen was searching for a new bank to partner with long term for our financing, cash management and investment advisory services and we were pleased that F & M Bank was the financial institution to best handle our needs.

- John W. Morsch

Chief Financial Officer
Nielsen Builders, Inc

Events

Apr
16
Fri
Rockingham County Shred Day
Apr 16 @ 2:00 pm – 5:00 pm

Protect your identity and shred your documents for free at F&M Bank Crossroads!

Apr
30
Fri
Augusta County Shred Day
Apr 30 @ 2:00 pm – 5:00 pm

Protect your identity and shred your documents for free at F&M Bank North Augusta!

May
8
Sat
Shenandoah County Shred Day
May 8 @ 9:00 am – 12:00 pm

Protect your identity and shred your documents for free at F&M Bank Woodstock!

Recent News

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Planning for a Special Dividend – Q&A with Calan Jansen

  Calan Jansen, Vice President at F&M Bank Infinex Financial Advisor with F&M Financial Services, Inc. 300 Stoney Creek Boulevard, Edinburg,…
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Relocation Guide for Winchester and Frederick County: What You Need to Know for a Successful Move

Are you considering a relocation to the city of Winchester or have you recently moved to Frederick County? Keep reading for everything you need to know…
Blue House

6 Facts About VA Loans That You May Not Know

Are you thinking of buying a home? If you’re a veteran or active military personnel, you may be eligible for a VA loan. And the great news is, for those…

Have Questions? Get In Touch

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