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F&M Bank
Cows in stall.

Agriculture Real Estate

Purchase Shenandoah Valley acreage with customized Ag Loans.

Whether you raise livestock, operate poultry houses, or grow row crops like wheat and corn, land is central to how your farm runs. If you're planning to purchase, improve, or refinance farmland, we’ll work with you to structure financing that fits.
Grow your farm with the help of our flexible financing.
 
At F&M Bank, our local lenders understand the real estate markets and agriculture revenue cycles in our Virginia communities. That means you'll benefit from our industry expertise – as well as our competitive rates – when you apply for financing to acquire, develop, or improve farmland.
  • Benefit from competitive rates and flexible terms
  • Gain access to USDA farm loan programs
  • Schedule convenient automatic monthly loan payments







No two operations are built the same

And your financing shouldn’t be either. Across cattle, dairy, poultry, and crop farms, needs shift between growth, reinvestment, and ongoing operations. The right structure supports all three, without adding complexity.

From tractors and implements to feeding, planting, and harvesting equipment, having reliable equipment is essential across every type of operation.

Operating lines of credit provide flexibility for cattle, dairy, poultry, and crop operations alike - helping cover inputs like feed, seed, labor, and supplies when cash flow is tight, with the ability to pay down as revenue comes in. 
Put excess funds to work automatically. Move balances between your operating account and line of credit to reduce interest and keep cash working efficiently.







































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