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F&M Bank

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Growing Your Money Is Easy With F&M Business Savings.

F&M Bank offers high interest business savings accounts and CDs to grow your profits. Secure savings from a local partner gives you the cash you need to expand and invest in the future of your company.
Bakery owner



Growing Balances with Higher Rewards

Money Market Accounts

  • Ideal for Businesses with growing balances looking for higher rewards and needing fewer check writing privileges.
  • $10/month if below minimum balance
  • Minimum Opening Deposit - $10
  • Minimum Balance - $1,000.00 min balance to gain interest and eliminate monthly charge
  • 6 transactions per month. $5.00 fee any month you exceed 6
Interest:
  • Tiered interest rate based on daily balance
  • Interest earned on balances $1,000 and more
  • Interest earned is compounded and credited monthly.

Great Rewards

Premium Business Savings

  • Businesses needing great rewards!
  • $10/quarter if below minimum balance
  • No charge to nonprofits
  • Minimum Opening Deposit - $10
  • $10.00 minimum balance to gain interest.
  • Quarterly average balance of $100 eliminates service charge
  • 6 transactions per calendar month.
Interest:
  • Tiered interest rate based on daily balance
  • Interest earned is compounded daily, credited quarterly.

Fixed Interest

Business Certificate of Deposit (CD)

  • Businesses looking to save money without needing to access it from 6 months to 60 months.
  • Free
  • Minimum Opening Deposit - $1,000
  • Minimum Balance - $1,000.00
  • Early withdrawal will result in forfeiture of three month’s interest on certificates with maturities up to 60 months, and six month’s interest on certificates with 60 month maturity. Minimum penalty is $10.00.
Interest:























































FDIC Coverage Secures Your Accounts

Banking with F&M Bank comes with a $250,000 FDIC guarantee insuring your deposits are secure. For customers needing more coverage, F&M Bank provides coverage for up to $50 million with participation in our CDARS network for bank CDs. Keep all your money in one location with security you can feel good about. Ready to learn more about business savings and FDIC coverage? Access FDIC here!