FDIC-Insured - Backed by the full faith and credit of the U.S. Government
People walking with devices in metro area.

Cash Management

Cutting-edge solutions help your staff move faster and cut costs

Our suite of services takes business Online Banking to the next level. With F&M Bank's digital Cash Management tools, your business can streamline everyday operations and make the most of your financial resources.
Cut down on paperwork as you increase efficiency with these business banking solutions.
 
Pay bills electronically and save on postage costs. Accept electronic ACH payments so that your team spends less time processing steps. Those are just a few ways our Cash Management solutions provide Shenandoah Valley, Virginia, businesses with a competitive advantage. Contact our Business Services team for more details.
  • View and print transactions and statements
  • Print paid checks
  • Transfer funds between F&M accounts and between F&M Bank and other financial institutions
  • Make fast, on-time bill, invoice and loan payments
  • Use Automatic Clearing House (ACH) services to make electronic payments - and to accept them from clients and customers
  • Process your payroll with Direct Deposit services
  • Instantly verify wire transfers
  • Delegate authority by assigning various levels of online account access to different employees
  • Pair Cash Management with Mobile Banking tools, including mobile check deposit, to benefit from all F&M Bank digital business services


































iOS and Android Users

Download the F&M Bank app on your mobile device.