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F&M Bank
Merchant service tap & pay.

Merchant Services

Customized debit and credit card processing can drive sales to higher levels.

Fewer people carry cash or checks. F&M Bank's electronic payment solutions empower your Virginia business to accommodate customers who want to pay with major credit cards, debit cards and gift cards.
Our Merchant Services suite offers a wide range of benefits.
 
The primary focus of our hardware and software is to accept card payments and quickly move funds into your F&M Bank operating account. But our point-of-sale (POS), mobile and Web-based solutions also collect information that you can use to track inventory, fine-tune marketing efforts and evaluate staff performance.
  • Tailored solutions available for a wide range of industries
  • Accept a wide variety of credit, debit and gift cards
  • Track customer purchases for loyalty programs
  • Beef up online sales with improved payment portals to handle ACH transfers
  • Easily integrate your system with commercial accounting software, such as QuickBooks
  • Receive technical support with one quick phone call

F&M Bank Keeps A Close Eye So You Rest Easy.

We offer fraud and technical support to every business service we offer. Your local team provides monthly statements and reports, chargeback and fraud assistance, and technical support for all POS terminal options and accounting features. The success of your business fuels growth and prosperity in our community, making it a better place for our whole team.











































Contact Your Merchant Services Team

 


If our bank processes credit card payments for your business, you have a PCI security compliance requirement which is done online. Each merchant needs to log in to a secure website to complete the procedures.

Every merchant who stores, transmits or processes cardholder information is required to maintain compliance with the PCI DSS (Payment Card Industry Data Security Standard). In support of this important industry mandate, we require all merchants to validate their PCI DSS compliance status with us. This validation must be done on an annual basis. If you haven’t already done so or if it has been a year since you last validated, please visit: https://www.pciapply.com/pci2/pci_fihd_login.aspx Failure to certify and maintain PCI Compliance may result in significant fees and fines. Please feel free to contact the PCI Compliance Helpdesk at (877) 277-1176 if you have questions or need assistance in any way. We appreciate your prompt attention to this important matter!

Contact your Merchant Card Representatives by emailing BusinessSolutions@fmbankva.com or call the PCI Helpdesk at (877) 277-1176 if you have questions or need assistance in any way. We appreciate your prompt attention to this important matter!









iOS and Android Users

Download the F&M Bank app on your mobile device.