FDIC-Insured - Backed by the full faith and credit of the U.S. Government
F&M Bank

Business Checking

Built for businesses that are ready to scale.

 

A simple checking solution designed for businesses with low monthly transactions.

F&M’s Business Checking account is designed for established and growing businesses that need more flexibility, efficiency, and support. Whether you’re managing daily operations, processing payments, or planning for growth, this account helps streamline your finances so you can stay focused on what matters most.
  • Designed for medium to large businesses with higher transaction volumes
  • $25 monthly service fee, waived with a $5,000 average ledger balance
  • 500 free transactions per month; additional transactions at $0.50 each
  • Business Online Banking tools to improve efficiency and financial visibility
  • Enhanced ACH services to streamline payroll, vendor payments, and cash flow
  • Remote Deposit Capture (RDC) to deposit checks from your office
  • Merchant Services support to accept payments in-store, online, or on the go
  • Digital banking tools for secure, anytime account access

Backed by local expertise. Built for your business.

At F&M, you get more than just a checking account, you get a local banking partner. With personalized support and solutions tailored to your business, we’re here to help you operate efficiently and grow with confidence. 



















































iOS and Android Users

Download the F&M Bank app on your mobile device.








Whether you're managing operating funds, reserves, or proceeds from a recent transaction, ICS®  and CDARS®  can provide access to expanded FDIC insurance coverage through your F&M Bank relationship.