Business Checking
Built for businesses that are ready to scale.
A simple checking solution designed for businesses with low monthly transactions.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
F&M Bank 
Online Banking
Download our app
Just scan the QR code and grab our mobile banking app—it’s super easy and makes banking a breeze!
Download our app
Tap the badge and grab our mobile banking app—it’s super easy and makes banking a breeze!
F&M’s Business Checking account is designed for established and growing businesses that need more flexibility, efficiency, and support. Whether you’re managing daily operations, processing payments, or planning for growth, this account helps streamline your finances so you can stay focused on what matters most.
- Designed for medium to large businesses with higher transaction volumes
- $25 monthly service fee, waived with a $5,000 average ledger balance
- 500 free transactions per month; additional transactions at $0.50 each
- Business Online Banking tools to improve efficiency and financial visibility
- Enhanced ACH services to streamline payroll, vendor payments, and cash flow
- Remote Deposit Capture (RDC) to deposit checks from your office
- Merchant Services support to accept payments in-store, online, or on the go
- Digital banking tools for secure, anytime account access
Backed by local expertise. Built for your business.
At F&M, you get more than just a checking account, you get a local banking partner. With personalized support and solutions tailored to your business, we’re here to help you operate efficiently and grow with confidence.
iOS and Android Users