Small Business Checking
No extra hoops. Just business checking that works.
A simple checking solution designed for businesses with low monthly transactions.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
F&M Bank 
Online Banking
Download our app
Just scan the QR code and grab our mobile banking app—it’s super easy and makes banking a breeze!
Download our app
Tap the badge and grab our mobile banking app—it’s super easy and makes banking a breeze!
Our Small Business Checking account is designed for startups, small businesses, and steady-volume companies looking for a simple, reliable way to manage their finances. Whether you’re just getting started or maintaining consistent transaction activity, this account offers the essential tools you need to stay organized and efficient. With access to business online banking and basic treasury services, you can confidently handle day-to-day operations while focusing on growing your business.
- Designed for small businesses, startups, and low-complexity operations
- $10 monthly service fee, waived with a $2,500 average ledger balance
- 250 free transactions per month, with additional transactions at $0.50 each
- Access to business online banking for convenient account management anytime, anywhere
- Basic treasury management services to support your daily cash flow needs
Want help choosing the right business checking account?
To learn more about our commercial checking services, visit one of our Shenandoah Valley branches or complete the short form to connect with a knowledgeable member of our staff.
iOS and Android Users