
Keep up to date with the latest F&M news and community activities!
Welcome to F&M
The people at F&M Bank create value in every service we offer and product we sell. From comprehensive personal and commercial banking to loan options for individuals and businesses, our team is committed to building brighter futures in the community we call home.
Mark Hanna
President and CEO
Why should I switch banks?
Personalized attention with customizable solutions is the advantage to working with F&M Bank for your personal and business needs. In-house decision making simplifies loan applications and local financial planners understand the community they serve. Get started now!
What are the current rates?
Our competitive rates allow you to plan for your future. Get started now!
How do I schedule an appointment?
Contact one of our conveniently located branches to get started now!

Mobile Banking
Made Easy
Easy Deposits On The Go
Process deposits securely through our online banking platform.
Transfer Funds In Seconds
Conveniently pay bills, send money to a friend, and transfer money within your account from your phone or tablet.
Banking In Your Pocket
Manage your accounts from anywhere in the world on any device.

“
One of the best decisions we made
at Barren Ridge Vineyards was to select
F&M Bank as our financial partner.
- Barren Ridge Vineyards
Read All Testimonials
“
F&M Bank was the financial institution
to best handle our needs.
- John W. Morsch
Chief Financial Officer
Nielsen Builders, Inc

We Love
F&M Bank
“
One of the best decisions we made at Barren Ridge Vineyards was to select F&M Bank as our financial partner. We have found F&M Bank to be everything a local bank should be: a bank that heard our story and believed in and supported our vision.
- Barren Ridge Vineyards
Read All Testimonials
We Love
F&M Bank
“
Nielsen was searching for a new bank to partner with long term for our financing, cash management and investment advisory services and we were pleased that F & M Bank was the financial institution to best handle our needs.
- John W. Morsch
Chief Financial Officer
Nielsen Builders, Inc
Events
There are no upcoming events to display at this time.
Recent News


How We Protect Our Customers
At F&M Bank, we want you to know we are here for you, as we have been for nearly 115 years. Our focus is on meeting the needs of customers in the Shenandoah…

Spring Clean Your Finances
Spring is a natural time to start planning for the upcoming year, whether you plan to buy a home, return to school, or simply map out your summer vacation.…
Corporate Office
P.O. Box 1111
Timberville, VA 22853
Get Directions
Office: 540-896-8941
Investor Relations
Financial Information
FMBM 20.00