fbpx
Downtown View

LOCAL BUSINESS YOU LOVE
$10,000 CONTEST

The Top 10 will be announced 09/30!
SFS Tools and Safety

Small Business Stories

Watch & Listen
Family standing outside front of new construction white siding farmhouse in the suburbs

DREAM BIG WITH YOUR HOME EQUITY

Enjoy a fixed rate of 0.99% for six months, then as low as Prime + 0.00%!*

Get Started Today!
Family standing outside front of new construction white siding farmhouse in the suburbs

DREAM BIG WITH YOUR HOME EQUITY

Enjoy a fixed rate of 0.99% for six months, then as low as Prime + 0.00%!*

Get Started Today!
Downtown View

Local Business You Love

Help your favorite small business win $10,000!

View the Top 10 nominees!
SFS Tools and Safety

Small Business Stories

Reflections from Local Business Owners in the Shenandoah Valley

Watch & Listen!
checking icon

Checking & Savings - No Monthly Fees

Low minimum balances and free checking and savings give you options for personal and business accounts. Personal | Business

credit card icon

Credit Cards With VIP Perks

Our low interest credit card options allow you make purchases anywhere in the world and get rewarded for shopping. Personal | Business

loan rates icon

Great Loan Rates & Options

We work with you to get the loan you need with the payment plan you can afford. Personal | Business

Keep up to date with the latest F&M news and community activities!

Welcome to F&M

The people at F&M Bank create value in every service we offer and product we sell. From comprehensive personal and commercial banking to loan options for individuals and businesses, our team is committed to building brighter futures in the community we call home.

Mark Hanna

President and CEO

Personalized attention with customizable solutions is the advantage to working with F&M Bank for your personal and business needs. In-house decision making simplifies loan applications and local financial planners understand the community they serve. Get started now!

Our competitive rates allow you to plan for your future. Get started now!

Contact one of our conveniently located branches to get started now!

mobile dashboard

Mobile Banking

Made Easy

Easy Deposits On The Go

Process deposits securely through our online banking platform.

Transfer Funds In Seconds

Conveniently pay bills, send money to a friend, and transfer money within your account from your phone or tablet.

Banking In Your Pocket

Manage your accounts from anywhere in the world on any device.

Download Our App

app store mobile app google play app
man holding bottle of wine at barren ridge vineyards

One of the best decisions we made
at Barren Ridge Vineyards was to select
F&M Bank as our financial partner.

- Barren Ridge Vineyards

Read All Testimonials
nielsen builders testimonial

F&M Bank was the financial institution
to best handle our needs.

- John W. Morsch

Chief Financial Officer
Nielsen Builders, Inc

man holding bottle of wine at barren ridge vineyards

We Love
F&M Bank

One of the best decisions we made at Barren Ridge Vineyards was to select F&M Bank as our financial partner. We have found F&M Bank to be everything a local bank should be: a bank that heard our story and believed in and supported our vision.

- Barren Ridge Vineyards

Read All Testimonials
nielsen builders testimonial

We Love
F&M Bank

Nielsen was searching for a new bank to partner with long term for our financing, cash management and investment advisory services and we were pleased that F & M Bank was the financial institution to best handle our needs.

- John W. Morsch

Chief Financial Officer
Nielsen Builders, Inc

Recent News

Pet Costume Contest

Pet Costume Contest

Happy Halloween! Let's have a little fun this spooky season with a Halloween Pet Costume Contest! Prizes will be awarded to the pet who has the most…
Cash Flow, Debt, and Refinancing for Virginia Small Business Owners

Cash Flow, Debt, & Refinancing for Virginia Small Business Owners

Are you wondering if you should refinance a small business loan? Many businesses experienced the unexpected last year, and now it’s time to get back…
TEST 1

F&M Bank Participates in United Way’s Day of Action

By JILLIAN LYNCH Daily News-Record For nonprofits, anything that can save money to channel it more effectively toward the cause is a go. Small improvements,…

Have Questions? Get In Touch

phone icon540-896-8941