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Holly Thorne2025-12-05 15:11:182025-12-05 15:16:03Join Us in Supporting the Blue Ridge Area Food Bank This Holiday SeasonKeep up to date with the latest F&M news and community activities!
Welcome to F&M
The people at F&M Bank create value in every service we offer and product we sell. From comprehensive personal and commercial banking to loan options for individuals and businesses, our team is committed to building brighter futures in the community we call home.
Why should I switch banks?
Personalized attention with customizable solutions is the advantage to working with F&M Bank for your personal and business needs. In-house decision making simplifies loan applications and local financial planners understand the community they serve. Get started now!
What are the current rates?
Our competitive rates allow you to plan for your future. Get started now!
How do I schedule an appointment?
Contact one of our conveniently located branches toย get started now!

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One of the best decisions we made
at Barren Ridge Vineyards was to select
F&M Bank as our financial partner.
- Barren Ridge Vineyards
Read All Testimonials
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F&M Bank was the financial institution
to best handle our needs.
- John W. Morsch
Chief Financial Officer
Nielsen Builders, Inc

We Love
F&M Bank
โ
One of the best decisions we made at Barren Ridge Vineyards was to select F&M Bank as our financial partner. We have found F&M Bank to be everything a local bank should be: a bank that heard our story and believed in and supported our vision.
- Barren Ridge Vineyards
Read All Testimonials
We Love
F&M Bank
โ
Nielsen was searching for a new bank to partner with long term for our financing, cash management and investment advisory services and we were pleased that F & M Bank was the financial institution to best handle our needs.
- John W. Morsch
Chief Financial Officer
Nielsen Builders, Inc
Recent News
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Holly Thorne2025-12-05 15:11:182025-12-05 15:16:03Join Us in Supporting the Blue Ridge Area Food Bank This Holiday Season
F&M Bank Gifts $7,500 to Local Nonprofits to Support Food Security, Community & Compassion
This Giving season, weโre proud to donate $7,500 to three organizations making a meaningful difference in our region: Blue Ridge Area Food Bank, Connectedโฆ

F&M Bank Welcomes New Branch Manager in Shenandoah County
Timberville, VA โ November 21, 2025 โ F&M Bank is pleased to welcome Madison Estep as the new Branch Manager for its Woodstock and Edinburg locations.โฆ
Corporate Office
P.O. Box 1111
Timberville, VA 22853
Get Directions
Office: 540-896-8941




