fbpx
checking icon

Checking & Savings - No Monthly Fees

Low minimum balances and free checking and savings give you options for personal and business accounts. Personal | Business

credit card icon

Credit Cards With VIP Perks

Our low interest credit card options allow you make purchases anywhere in the world and get rewarded for shopping. Personal | Business

loan rates icon

Great Loan Rates & Options

We work with you to get the loan you need with the payment plan you can afford. Personal | Business

Keep up to date with the latest F&M news and community activities!

Welcome to F&M

The people at F&M Bank create value in every service we offer and product we sell. From comprehensive personal and commercial banking to loan options for individuals and businesses, our team is committed to building brighter futures in the community we call home.

Personalized attention with customizable solutions is the advantage to working with F&M Bank for your personal and business needs. In-house decision making simplifies loan applications and local financial planners understand the community they serve. Get started now!

Our competitive rates allow you to plan for your future. Get started now!

Contact one of our conveniently located branches to get started now!

mobile dashboard

Mobile Banking

Made Easy

Easy Deposits On The Go

Process deposits securely through our online banking platform.

Transfer Funds In Seconds

Conveniently pay bills, send money to a friend, and transfer money within your account from your phone or tablet.

Banking In Your Pocket

Manage your accounts from anywhere in the world on any device.

Download Our App

app store mobile app google play app
man holding bottle of wine at barren ridge vineyards

“

One of the best decisions we made
at Barren Ridge Vineyards was to select
F&M Bank as our financial partner.

- Barren Ridge Vineyards

Read All Testimonials
nielsen builders testimonial

“

F&M Bank was the financial institution
to best handle our needs.

- John W. Morsch

Chief Financial Officer
Nielsen Builders, Inc

man holding bottle of wine at barren ridge vineyards

We Love
F&M Bank

“

One of the best decisions we made at Barren Ridge Vineyards was to select F&M Bank as our financial partner. We have found F&M Bank to be everything a local bank should be: a bank that heard our story and believed in and supported our vision.

- Barren Ridge Vineyards

Read All Testimonials
nielsen builders testimonial

We Love
F&M Bank

“

Nielsen was searching for a new bank to partner with long term for our financing, cash management and investment advisory services and we were pleased that F & M Bank was the financial institution to best handle our needs.

- John W. Morsch

Chief Financial Officer
Nielsen Builders, Inc

Recent News

Stay Informed and On Top of Your Finances with F&M

At F&M, we are committed to providing you with actionable information to help you manage your accounts more efficiently. Our goal is to keep you informed…
Ag Lender Woodstock Shenandoah County Edinburg

Introducing Olivia Wightman: Ag Lender and Relationship Manager

We're excited to introduce Olivia Wightman, the newest member of our Ag team! Olivia interned with our Ag department in 2023, and it was clear she would…
Tiny college or university students on books with grad cap and money

Helping Your Student Pay for College In Virginia

Whether you have a student already in school or are exploring college savings options for your young child or grandbaby, you probably already know that…

Have Questions? Get In Touch

phone icon540-896-8941