Think you don’t need identity theft protection? Think again.

Identity theft is consistently the number one complaint to the Federal Trade Commission. Rampant data breaches, affecting millions upon millions of records, are putting consumers at great risk of identity theft. It can happen to anyone—regardless of your age and income, where you live, or how careful you are.

Restoring your identity on your own can be time-consuming and stressful. After a while, some people give up, leaving them contend with the aftermath of identity theft for years to come, including fraudulent bills, collections activity, damaged credit and even criminal records.

F&M Bank is delighted to provide identity theft recovery services as part of our checking accounts at no cost. Open an account with F&M Bank today.

These services include:

Fully Managed Identity Theft Recovery Services

If you suspect identity theft, or if your personal information becomes compromised, we will assign you to a professional, certified and licensed Recovery Advocate can complete the recovery work on your behalf, report progress along the way, and be there for you until your good name is restored – no matter how long it takes! This service extends to cover all named account holders.

Click here for complete Terms and Conditions.

Lost Document Replacement

Additionally, if you have an important document that has been lost, stolen or destroyed as a result of an identity theft incident or information compromise, your Recovery Advocate who will work with you to replace your missing documents, including credit cards. Your Recovery Advocate will work with you to contact creditors, cancel the compromised information, and obtain replacement documents.

Suspect you are a victim of Identity Theft? Call or drop by a branch today to get help.

Looking for more protection against identity theft?

All F&M Bank account holders have the option to purchase an identity fraud package which includes services that may warn of possible identity theft. All packages include Fully Managed Recovery and Lost Document Replacement, plus other identity fraud detection and recovery benefits. Click the button below to see package options and to subscribe.

Know a senior who may be at high risk of financial fraud or identity theft? We are happy to provide free information and safety tips as part of our Safe Banking for Seniors program.