F&M Calendar Photography Contest


Each year F&M Bank holds its annual contest for amateur photographers to showcase the natural beauty of Rockingham, Shenandoah, Frederick, and Augusta counties during all seasons of the year.

Over 100 local photos were entered in the contest during 2023, and it was quite a task to pick a grand prize winner and 12 monthly winners. View our 2024 Calendar Winners here!

On May 1, 2024, we will begin accepting entries for our 2025 contest, with a final deadline of May 31, 2024.

Please review the entry rules and photo requirements below below completing your submissions. We hope to see your photos in the running!

Complete Rules and Regulations:

  1. All entries must be submitted by 12pm, May 31, 2024 and should be accompanied by an entry form.  Earliest entry: May 1, 2024.
  2. All photos must have been taken by non-professional photographers: defined as persons who receive 0-25% of their income from photography-related fields.  F&M Bank employees are not eligible to enter the contest.
  3. The number of entries is limited to 4 per person. Images must depict different seasons if submitting multiple. No more than four entries will be accepted. Winning photos will be limited to one per contestant.
  4. Winners will be notified after August 1st, 2024.  All photographs submitted become the property of F&M Bank. Please be advised, that all entrants will be entered into mailing lists through which the winners will be announced.
  5. Format: A digital copy of all photographs must be submitted with the entry. Files must be NO SMALLER THAN 8.5″ tall and 11″ wide at 300 dpi or 2550 pixels tall by 3300 pixels wide.
  6. All entries must be of outdoor themes, and both landscape and close-up shots are acceptable. All photos must be of scenes in Rockingham, Shenandoah, Augusta, and Frederick counties, or counties that are adjacent. Photos can be several years old. For all winning photos, a written description of the location and some comments from the photographer will be required.
  7. Only horizontal pictures will be considered.  Photos must fit the 11″W x 8.5″L calendar format.  Selected photos will be cropped for that format. Any people that appear as subject matter in the photographs must sign a waiver of release for the photograph to be considered.
  8. Each entry must be the work of the person submitting the photo, and a signed entry form is required. Entrants under age 18 must include the signature of a parent or guardian.
  9. Entries will be evaluated based on appeal, content, and photographic skill. The decision of the judges is final.
  10. F&M Bank assumes no responsibility for submissions. Selected images are used on a non-exclusive basis. F&M Bank retains the right to use photos in any advertising and/or promotion it deems suitable.

The entry period for our 2025 Calendar Photo Contest closed May 31, 2024. No further entries will be accepted.

Our team will be preparing submissions for voting beginning on June 17, 2024.  These images will be shared on our Facebook page for voting, be sure to follow us on social media for further update.

The submission period ended May 31, 2024. Visit our Facebook page starting June 17 to cast your vote for the first round of public voting!