Benefits of Banking Local for Small Businesses in the Shenandoah Valley

Benefits of Banking Local for Small Businesses in the Shenandoah Valley

Small business owners encounter many challenges in running a local business—banking shouldn’t be one of them. If you’re looking for the best bank…
man's hand holding check

Protect Your Business from Check Fraud with Positive Pay from F&M Bank

More and more people are falling victim to financial fraud and check fraud can affect your small business as well. While many business owners have simply…
Understanding a HELOC and How to Use It

Understanding a HELOC and How To Use It: A Guide For Shenandoah Valley Homeowners

Your home is an investment in many ways, and once you accrue equity in your home, you have it at your disposal for financial uses. If you’ve been wondering…
Owning vs. Leasing Commercial Real Estate in Virginia

Owning vs. Leasing Commercial Real Estate in Virginia

After finding the right property for your business, how do you decide whether to buy or lease it? There are pros and cons with both options, including…
Cash Management 101

Cash Management 101

For small businesses getting back on their feet in 2021, it’s a good time to review the basics of cash management 101. Need help improving your cash…
Online Dashboard
Woman Holding a Check

Online Check Orders

F&M Bank has partnered with a new vendor to manage and process our check orders. You will notice a few minor changes when placing your next online…
Bonus Rewards

Bonus Rewards Customer Referral Program Notice

This message is to inform you that F&M Bank’s Bonus Rewards Customer Referral program will be coming to an end July 31, 2020. We apologize for…
CARES Act Information