Closeup image of a business woman holding credit card while using laptop computer

How to Apply for a Credit Card

A credit card can provide opportunities for spending flexibility and freedom, whether you're enjoying the convenience of online shopping, hoping to secureโ€ฆ
handwriting on notepad with cup of coffee and calculator

Personal Loans in Virginia: Smart Ways to Consolidate Debt, Fund Goals, and Build Financial Flexibility

Having financial flexibility is important when faced with mounting life expenses. Whether it be credit card debt, student loans, unexpected home or autoโ€ฆ
Financial Steps into the New Year

A Year-End Financial Reset: Simple Steps to Start 2026 Strong

The end of the year is an ideal time to reassess your finances and set yourself up for success in the year ahead. A thoughtful financial reset now, beforeโ€ฆ
Coworkers at a shop looking at a laptop

F&M Bank and Visa Launch New Online Portal to Help Small Businesses Grow

Running a business is exciting, but it can also be overwhelming. From writing a business plan to managing cash flow, todayโ€™s entrepreneurs face countlessโ€ฆ
Little boy and father with savings for education at home

Saving for College in the Shenandoah Valley: Is a 529 Plan Right for Your Family?

Raising your family in the Shenandoah Valley comes with no shortage of fresh air, mountain views, and a strong community that you can rely on. But whenโ€ฆ
Woman Opens Online Bank Account

Don’t Just Open a Bank Account- FOCUS On the Right One

Opening a bank account might seem like a simple task, like grabbing a coffee โ€“ quick and easy. But it's a far more crucial step in managing your finances,โ€ฆ
Photo of tablet and smart phone with online banking screen visible

Introducing Financial Health Suite: Your All-in-One Money and Identity Protection Tool

At F&M Bank, we believe in constantly evolving our products and services to better serve our customers and strengthen our community in the Shenandoahโ€ฆ
Celero Merchant Services Partner of the Year Award

Celero Recognizes F&M Bank as East Coast Region Partner of the Year

Celero Commerce is pleased to announce Farmers & Merchants (F&M) Bank in Virginia as the recipient of the East Coast Region Partner of the Yearโ€ฆ
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