Due to a system upgrade, online and mobile banking will not be available between the hours of 9:00pm on September 21st and 8:00am on September 22nd. We apologize for the inconvenience.
Open A Savings Account Today For A Brighter Future.
Grow your money in one of our secure and accessible savings accounts or CDs. F&M Bank offers investment and growth options to meet the needs of our clients. From educational savings accounts to free savings accounts, we have an option for every client and every situation. Insured by FDIC, you can depend on secure savings from a team you know and trust when you work with F&M Bank. Contact one of our experienced team members with questions.
Choose The Savings Option That Works Best For You.
It’s easy, free, and rewarding to grow your savings by linking our Kasasa Saver account to your free Kasasa Cash or Kasasa Cash Back checking account. Save your cash rewards and earn interest on your savings account balance. Learn more about Kasasa Saver.
Watch your interest rate rise as your nest egg grows. You can waive the quarterly service charge with a low average balance of $100. Learn more about Premium Savings.
This special account is for kids aged 6-18. There are no minimum balance requirements or service fees. Teach your kids financial literacy basics and give them a sense of ownership over money they earn or receive as gifts. Learn more about Treehouse Club.
Saving more money gets you a greater return! Earn 2.02% Annual Percentage Yield for balances of $500K and above or 1.79% Annual Percentage Yield for all other balances. Open an account with only $10! Learn more about Money Market.
An interest rate of 2.00% with an annual percentage yield of 2.02% applies to balances of $500K to 1 million, and on balances of $1 million and above. An interest rate of 1.776% with an annual percentage yield of 1.79% applies to balances of $499,999.99 and below. A $10.00 deposit is required to open this account. A monthly service fee of $10.00 will be imposed monthly on the statement cycle if the average daily balance for the monthly statement cycle falls below $1,000.00. Account restrictions apply, please see a bank service representative for details. E ective 04/22/19. Rates subject to change.
These beloved holiday savings accounts are almost extinct in today’s world. Only your local community bank gives you the chance to save for Christmas or other major events while earning interest on deposits. Learn more about Christmas Club.
Previously called “Education IRAs,” these CD accounts help you contribute to a child or children’s future educational expenses. Learn more about Education Savings.
