Open A Savings Account Today For A Brighter Future.
Grow your money in one of our secure and accessible savings accounts or CDs. F&M Bank offers investment and growth options to meet the needs of our clients. From educational savings accounts to free savings accounts, we have an option for every client and every situation. Insured by FDIC, you can depend on secure savings from a team you know and trust when you work with F&M Bank. Contact one of our experienced team members with questions.
Effective 4/23/2020, F&M Bank will temporarily suspend the 6 per month limitations for automatic, telephone, or pre-authorized transfers for Money Market and Savings accounts.
Choose The Savings Option That Works Best For You.
Saving more money gets you a greater return! This interest-bearing account is a great, low-risk option that offers benefits typical of both a checking and savings account.Open an account with only $10! Learn more about Money Market.
Watch your interest rate rise as your nest egg grows. You can waive the quarterly service charge with a low average balance of $100. Learn more about Premium Savings.
This special account is for kids aged 6-18. There are no minimum balance requirements or service fees. Teach your kids financial literacy basics and give them a sense of ownership over money they earn or receive as gifts. Learn more about Treehouse Club.
These beloved holiday savings accounts are almost extinct in today’s world. Only your local community bank gives you the chance to save for Christmas or other major events while earning interest on deposits. Learn more about Christmas Club.
Previously called “Education IRAs,” these CD accounts help you contribute to a child or children’s future educational expenses. Learn more about Education Savings.
Earn an impressive 5.25% APY*
Limited-Time Exclusive 13-Month CD Offer!
- Short-Term Commitment: Just thirteen months to reap your rewards faster.
- Your savings are protected with FDIC insurance, providing peace of mind.
- Local, Personal Service: We’re here for you every step of the way.
To take advantage of a stellar 5.25% APY Certificate of Deposit, and open your account today!
Hurry, this exclusive offer won’t last forever!
*Annual Percentage Yield. Minimum deposit of $1000.00 for Certificate of Deposit. The Certificate of Deposit rate is 5.15% with an APY of 5.25%. Penalty for early withdrawal. At maturity, this CD will convert to a 12-month certificate. Requires new or existing checking account(s) in good standing.