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How to File Taxes with Confidence: Deductions, Refund Timelines, and What Virginians Should Know in 2026

Tax season is here, with plenty of changes at the state and federal level in terms of deductions. We know filing your state and federal income tax returnsโ€ฆ
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Smart Financial Habits to Start the New Year: Virginia Familiesโ€™ 2026 Checklist

While many people make New Yearโ€™s resolutions such as exercising more and eating better, a new year financial checklist can be just as important andโ€ฆ
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Mortgage Rates Bonds Securities Harrisonburg Winchester Staunton Virginia

Mortgage Rates Near a Three-Year Low: What It Means for Homebuyers

If youโ€™ve been following housing headlines or scrolling social media lately, you may have noticed a lot of buzz around mortgage rates. Some reports suggestโ€ฆ
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Personal Loans in Virginia: Smart Ways to Consolidate Debt, Fund Goals, and Build Financial Flexibility

Having financial flexibility is important when faced with mounting life expenses. Whether it be credit card debt, student loans, unexpected home or autoโ€ฆ
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Financial Steps into the New Year

A Year-End Financial Reset: Simple Steps to Start 2026 Strong

The end of the year is an ideal time to reassess your finances and set yourself up for success in the year ahead. A thoughtful financial reset now, beforeโ€ฆ
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Why Credit Scores Are Not That Scary

Letโ€™s face it - todayโ€™s financial landscape is a challenge for everyone. From everyday expenses to saving for a big purchase like a car or home, knowingโ€ฆ
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Financial Services Team Shenandoah Valley Virginia

F&M Financial Services Announces Rebrand to F&M Wealth

Timeless Guidance, Modern Approach Timberville, VA - August 11, 2025 - F&M Financial Services, the wealth management division of F&M Bank, isโ€ฆ
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Fraud Alert: Beware of Spoofed Calls Claiming to Verify Debit Card Transactions

Recent Scam Targeting Valley Residents We have received multiple reports of customers receiving phone calls from 540-896-8941, with the caller posingโ€ฆ
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Wall Street Tariffs Market Volatility

New Tariffs Drive Market Volatility

New Tariffs Drive Market Volatility At 4:00 p.m. on April 2, 2025, President Trump announced sweeping tariffs on imported goods that were significantlyโ€ฆ
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