Home improvements wealth management

Can Home Improvements Lower Your Tax Bill? It Depends

Most home improvements are not tax deductible — with one possible exception. In certain situations, you may be able to deduct improvements deemed necessary…
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Investment Planning throughout Retirement

Investment Planning throughout Retirement Investment planning during retirement is not the same as investing for retirement and, in many ways, is more…
Osaic Wealth Advisor Calan Jansen

Have You Met Calan Jansen, One of Virginia’s Leading Financial Advisors?

When it comes to managing your wealth and planning for your financial future, having an experienced and knowledgeable advisor by your side is crucial.…
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Should You Buy Long-Term Care Insurance?

The longer you live, the greater the chances you'll need some form of long-term care. If you're concerned about protecting your assets and maintaining…
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Clean Up Your Credit Score

Whether you’re preparing to apply for a loan or reeling after a credit application rejection, if you are looking to improve your credit, you aren’t…
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F&M Bank to Host VBA Bank Day Student Scholarship Program in March

F&M Bank is excited to partner again with the Virginia Bankers Association Education Foundation (VBA) to offer your seniors a unique scholarship opportunity…
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Tax Considerations When Buying and Selling Real Estate

Purchasing real estate—whether for your home or other personal use or as an investment—comes with many complex tax implications. From property taxes…

Safeguarding Your Finances: Protecting Yourself from Holiday Season Scams and Frauds

As the holiday season approaches, it's important to be aware of the increased risk of frauds and scams that banks often witness during this time. Unfortunately,…
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Teaching Kids About Money: From Birth To College

Even before your baby is born, you’re probably thinking about the financial changes a child will bring. New parents have to revise their household budgets…