Stay Informed and On Top of Your Finances with F&M

At F&M, we are committed to providing you with actionable information to help you manage your accounts more efficiently. Our goal is to keep you informed…
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College Dorm Room

What expenses are included in the annual cost of college?

To most parents, the annual cost of college simply refers to tuition and room and board. To the federal government, however, the annual cost of college…
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Can Home Improvements Lower Your Tax Bill? It Depends

Most home improvements are not tax deductible — with one possible exception. In certain situations, you may be able to deduct improvements deemed necessary…
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Investment Planning throughout Retirement

Investment Planning throughout Retirement Investment planning during retirement is not the same as investing for retirement and, in many ways, is more…
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Osaic Wealth Advisor Calan Jansen

Have You Met Calan Jansen, One of Virginia’s Leading Financial Advisors?

When it comes to managing your wealth and planning for your financial future, having an experienced and knowledgeable advisor by your side is crucial.…
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long term care insurance wealth management

Should You Buy Long-Term Care Insurance?

The longer you live, the greater the chances you'll need some form of long-term care. If you're concerned about protecting your assets and maintaining…
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Clean Up Your Credit Score

Whether you’re preparing to apply for a loan or reeling after a credit application rejection, if you are looking to improve your credit, you aren’t…
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bank day financial education

F&M Bank to Host VBA Bank Day Student Scholarship Program in March

F&M Bank is excited to partner again with the Virginia Bankers Association Education Foundation (VBA) to offer your seniors a unique scholarship opportunity…
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Tax Considerations When Buying and Selling Real Estate

Purchasing real estate—whether for your home or other personal use or as an investment—comes with many complex tax implications. From property taxes…
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