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HOME Is Where
Memories Are Made.

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Welcome to F&M Bank's Mortgage Division

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Happy Family

HOME Is Where
Memories Are Made.

Welcome to F&M Bank's Mortgage Division

Apply Here For A MortgageClick Here To Login To Your Account

Welcome to F&M Mortgage

F&M Mortgage has been offering full-service home mortgages to the Shenandoah Valley and beyond since 1999. Along with parent company F&M Bank, our professional mortgage advisors have loan options and mortgages to meet your residential and commercial lending needs.

Flexible lending options from a team of local lenders familiar with your community make F&M Mortgage the ideal lender for your home loans. In-house decision making simplifies the process and competitive rates get you the most for your money.  Get started now!

Our competitive rates allow you to plan for your future. Get started now!

Contact F&M Mortgage to make an appointment with an experienced advisor and get started now!

Meet Our Experienced Team

Established in 1999, F&M Mortgage has been serving the community for almost 20 years.

Recent Mortgage News

First Time Home Buyers Guide For Virginia

First Time Home Buyers Guide For Virginia

Homeownership is woven into the fabric of the American dream, but the process can seem daunting to first-time homebuyers. As your community bank and mortgage…
VA Loan Guide

A Comprehensive Guide to VA Loans

Are you a veteran, service member, or surviving spouse? Perhaps you’ve heard that the VA can help you get a mortgage loan, but you’re not sure where…
Modular Home Buyer's Guide

Guide to Owning a Modular Home in Shenandoah Valley

If you’re reading this, you’re probably interested in modular homes. Maybe you already know you want to build one or you’re still in the information-gathering…

Have Questions? Get In Touch

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