Online & Mobile Banking Scheduled Downtime: Due to system maintenance, online and mobile banking access will be intermittent between 7:00 pm September 23rd to 7:00 am September 25th. We apologize for any inconvenience! 
Welcome to F&M Mortgage
F&M Mortgage has been offering full-service home mortgages to the Shenandoah Valley and beyond since 1999. Along with parent company F&M Bank, our professional mortgage advisors have loan options and mortgages to meet your residential and commercial lending needs. Serving the Shenandoah Valley and beyond, including VA, WV, MD, DE, PA, NC, and FL.
Why should I use F&M Mortgage?
Flexible lending options from a team of local lenders familiar with your community make F&M Mortgage the ideal lender for your home loans. In-house decision making simplifies the process and competitive rates get you the most for your money. Â Get started now!
What are your rates?
Our competitive rates allow you to plan for your future. Get started now!
How do I schedule an appointment?
Contact F&M Mortgage to make an appointment with an experienced advisor and get started now!
