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Welcome to F&M Bank's Mortgage Division

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Welcome to F&M Mortgage

F&M Mortgage has been offering full-service home mortgages to the Shenandoah Valley and beyond since 1999. Along with parent company F&M Bank, our professional mortgage advisors have loan options and mortgages to meet your residential and commercial lending needs.

Flexible lending options from a team of local lenders familiar with your community make F&M Mortgage the ideal lender for your home loans. In-house decision making simplifies the process and competitive rates get you the most for your money.  Get started now!

Our competitive rates allow you to plan for your future. Get started now!

Contact F&M Mortgage to make an appointment with an experienced advisor and get started now!

Meet Our Experienced Team

Established in 1999, F&M Mortgage has been serving the community for almost 20 years.

Recent Mortgage News

Modular Home Buyer's Guide

2021 Guide to Owning a Modular Home in the Shenandoah Valley

If you’re reading this, you’re probably interested in modular homes. Maybe you already know you want to build one or you’re still in the information-gathering…
Building vs. Buying a Home in the Shenandoah Valley

Building vs. Buying a Home in the Shenandoah Valley

One of the most exciting times in your life can be moving into a new home. You have saved for your down payment and are ready to begin the decision-making…
Blue House

6 Facts About VA Loans That You May Not Know

Are you thinking of buying a home? If you’re a veteran or active military personnel, you may be eligible for a VA loan. And the great news is, for those…

Have Questions? Get In Touch

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