Inclement Weather Hours: Branches and offices in Rockingham, Page and Augusta Counties will open at 11:00AM on Monday, December 10th. Branches in Shenandoah County are operating on regular hours. No courier service. 
Welcome to F&M Mortgage
F&M Mortgage has been offering full-service home mortgages to the Shenandoah Valley and beyond since 1999. Along with parent company F&M Bank, our professional mortgage advisors have loan options and mortgages to meet your residential and commercial lending needs.
Why should I use F&M Mortgage?
Flexible lending options from a team of local lenders familiar with your community make F&M Mortgage the ideal lender for your home loans. In-house decision making simplifies the process and competitive rates get you the most for your money. Get started now!
What are your rates?
Our competitive rates allow you to plan for your future. Get started now!
How do I schedule an appointment?
Contact F&M Mortgage to make an appointment with an experienced advisor and get started now!
