F&M Crossroads and Coffman’s Corner Branches are closed today and tomorrow, 5/27-5/28/22. All F&M Bank & Mortgage locations will be closed Monday, May 30th, 2022 in observance of Memorial Day. F&M Mobile & Online banking are always available. If you need to visit a branch, you can locate our nearest open location at the link. We apologize for any inconvenience. 
Welcome to F&M Mortgage
F&M Mortgage has been offering full-service home mortgages to the Shenandoah Valley and beyond since 1999. Along with parent company F&M Bank, our professional mortgage advisors have loan options and mortgages to meet your residential and commercial lending needs. Serving the Shenandoah Valley and beyond, including VA, WV, MD, DE, PA, NC, and FL.
Why should I use F&M Mortgage?
Flexible lending options from a team of local lenders familiar with your community make F&M Mortgage the ideal lender for your home loans. In-house decision making simplifies the process and competitive rates get you the most for your money. Â Get started now!
What are your rates?
Our competitive rates allow you to plan for your future. Get started now!
How do I schedule an appointment?
Contact F&M Mortgage to make an appointment with an experienced advisor and get started now!
