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Welcome to F&M Bank's Mortgage Division

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Welcome to F&M Mortgage

F&M Mortgage has been offering full-service home mortgages to the Shenandoah Valley and beyond since 1999. Along with parent company F&M Bank, our professional mortgage advisors have loan options and mortgages to meet your residential and commercial lending needs. Serving the Shenandoah Valley and beyond, including VA, WV, & NC.

Flexible lending options from a team of local lenders familiar with your community make F&M Mortgage the ideal lender for your home loans. In-house decision making simplifies the process and competitive rates get you the most for your money. ย Get started now!

Our competitive rates allow you to plan for your future. Get started now!

Contact F&M Mortgage to make an appointment with an experienced advisor andย get started now!

Meet Our Experienced Team

Established in 1999, F&M Mortgage has been serving the community for over 20 years.

Recent Mortgage News

model houses through magnifying glass

Tax Considerations When Buying and Selling Real Estate

Purchasing real estateโ€”whether for your home or other personal use or as an investmentโ€”comes with many complex tax implications. From property taxesโ€ฆ
mortgage president kevin russell

F&M Bank Executive Vice President Takes the Helm as President of Virginia Mortgage Bankers Association

FOR IMMEDIATE RELEASE: Timberville, VA - ย F&M Bank Executive Vice President Takes the Helm as President of Virginia Mortgage Bankers Association -โ€ฆ
Home in center with sunset behind it and yard in front

Considering a 2-1 Buydown? Try an ARM Instead

  With the cost of homes up 10% since last year in Shenandoah County, and interest rates continuing to rise, many buyers are exploring optionsโ€ฆ

Have Questions? Get In Touch

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