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Welcome to F&M Bank's Mortgage Division

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Welcome to F&M Mortgage

F&M Mortgage has been offering full-service home mortgages to the Shenandoah Valley and beyond since 1999. Along with parent company F&M Bank, our professional mortgage advisors have loan options and mortgages to meet your residential and commercial lending needs. Serving the Shenandoah Valley and beyond, including VA, WV, MD, DE, PA, NC,  and FL.

Flexible lending options from a team of local lenders familiar with your community make F&M Mortgage the ideal lender for your home loans. In-house decision making simplifies the process and competitive rates get you the most for your money.  Get started now!

Our competitive rates allow you to plan for your future. Get started now!

Contact F&M Mortgage to make an appointment with an experienced advisor and get started now!

Meet Our Experienced Team

Established in 1999, F&M Mortgage has been serving the community for almost 20 years.

Recent Mortgage News

Understanding and Navigating a Volatile Housing Market

Understanding and Navigating a Volatile Housing Market in Virginia

The current economic climate is a challenge for everyone, especially if you’ve been thinking about buying a new home. Housing market volatility in Virginia…
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Six Keys to More Successful Investing

A successful investor maximizes gain and minimizes loss. Though there can be no guarantee that any investment strategy will be successful, and all investing…

The Virginia Homebuyer’s Guide to New Construction

Are you having trouble finding a home for sale that checks all your boxes? If your timeline and budget are not terribly strict, then opting for new construction…

Have Questions? Get In Touch

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