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Tax Considerations When Buying and Selling Real Estate

Purchasing real estate—whether for your home or other personal use or as an investment—comes with many complex tax implications. From property taxes…
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F&M Bank Executive Vice President Takes the Helm as President of Virginia Mortgage Bankers Association

FOR IMMEDIATE RELEASE: Timberville, VA -  F&M Bank Executive Vice President Takes the Helm as President of Virginia Mortgage Bankers Association -…
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Considering a 2-1 Buydown? Try an ARM Instead

  With the cost of homes up 10% since last year in Shenandoah County, and interest rates continuing to rise, many buyers are exploring options…
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Financing Modular and Manufactured Homes in VA

Driving through the countryside of Shenandoah Valley, you’ve probably passed many manufactured and modular homes without realizing that these homes were…
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Guide to VHDA Mortgages for First-Time Homebuyers

Buying a home in Virginia is an exciting process that you have probably been looking forward to for years. If you are a first-time homebuyer, the process…
Understanding and Navigating a Volatile Housing Market

Understanding and Navigating a Volatile Housing Market in Virginia

The current economic climate is a challenge for everyone, especially if you’ve been thinking about buying a new home. Housing market volatility in Virginia…
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Six Keys to More Successful Investing

A successful investor maximizes gain and minimizes loss. Though there can be no guarantee that any investment strategy will be successful, and all investing…

The Virginia Homebuyer’s Guide to New Construction

Are you having trouble finding a home for sale that checks all your boxes? If your timeline and budget are not terribly strict, then opting for new construction…
Guide to Navigating a Competitive Housing Market in the Shenandoah Valley

Guide to Navigating a Competitive Housing Market in the Shenandoah Valley

While Virginia’s housing market has cooled a bit recently, market conditions are still strong with relatively low inventory and rising prices. A hot…