Can’t come to us?  We’ll come to you!  Tomorrow’s best banking is now at your fingertips from start to finish.  Enjoy the ease of our online account opening platform and meet your new financial partner.

learn the f&m difference
key digital banking benefits
simple banking to apply
Free Business CheckingCommercial CheckingLocal Promise for Nonprofits
Ideal For Small BusinessesMedium to Large BusinessesNonprofits, including churches and municipalities
Cost FREE$10 Monthly Maintenance fee + additional deposit charges.Free. Includes superior high-yield interest rates, and ongoing mission support.
Transactions 1,000 per monthUnlimitedUnlimited
Minimum Balance NoneNoneNone
Interest Bearing NoMonthly earnings credit to offset analysis.Yes – see full details at the link below.

*Additional documents may be necessary.  See full list of documents needed based on your business type.

**We do not accept applications for businesses formed outside of the Commonwealth of Virginia, unless the business is within the Commonwealth.